Use this page as a one-stop reference for everything related to Indusind Bank's JUNAGADH branch in JUNAGADH, GUJARAT. The branch's IFSC code INDB0001629 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001629 is the IFSC of Indusind Bank's JUNAGADH branch. The format is fixed: INDB = bank code, 0 = reserved, 001629 = branch identifier.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Junagadh |
| IFSC Code | INDB0001629 |
| MICR Code | Refer to cheque leaf |
| Branch Address | INDUSIND BANK LIMITED GRD FLR SHOP NO 3 SEVEN SEAS MOTIBAUG ROAD JUNAGADH GUJRAT 362001 |
| City | Junagadh |
| District | Junagadh |
| State | Gujarat |
| STD Code | 91 |
| Phone | 8657538119 |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Junagadh branch — IFSC INDB0001629 — extends the bank's services to customers in and around Junagadh, Gujarat.
About the Junagadh branch
The Junagadh branch of Indusind Bank is situated at INDUSIND BANK LIMITED GRD FLR SHOP NO 3 SEVEN SEAS MOTIBAUG ROAD JUNAGADH GUJRAT 362001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001629 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JUNAGADH of Indusind Bank — its own 11-character IFSC. The code INDB0001629 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001629 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0001629
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001629 across all three.
How to use IFSC INDB0001629 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's JUNAGADH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001629.
- Confirm the bank name auto-populates as Indusind Bank and the branch as JUNAGADH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001629
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – JUNAGADH, ensure your bank's portal accepts IFSC INDB0001629 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – JUNAGADH, use IMPS. With IFSC INDB0001629 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Junagadh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001629:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JUNAGADH is still linked to IFSC INDB0001629.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's JUNAGADH branch, the IFSC INDB0001629 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Junagadh branch is mapped to IFSC INDB0001629 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001629.
Banking services available
The Junagadh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8657538119.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001629
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001629 and the account number together uniquely identify the Junagadh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0001629
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the JUNAGADH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001629 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC INDB0001629
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – JUNAGADH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001629. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Junagadh branch sits at INDUSIND BANK LIMITED GRD FLR SHOP NO 3 SEVEN SEAS MOTIBAUG ROAD JUNAGADH GUJRAT 362001. If you are travelling from outside Junagadh, search for the branch on a maps application using the bank name and locality, or call 91-8657538119 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001629 and your account number.
Verifying IFSC INDB0001629 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001629 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8657538119.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Junagadh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001629, however, work 24x7.
Branch address & contact
Indusind BankJunagadh Branch
INDUSIND BANK LIMITED GRD FLR SHOP NO 3 SEVEN SEAS MOTIBAUG ROAD JUNAGADH GUJRAT 362001
Junagadh, Gujarat
Phone: 91-8657538119
IFSC: INDB0001629
Frequently asked questions
Is IFSC INDB0001629 the same for all accounts at Junagadh branch?
Yes. The IFSC INDB0001629 is shared by every account held at Indusind Bank's Junagadh branch. Only the account number changes from customer to customer.
How do I add Indusind Bank Junagadh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001629, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Junagadh branch but serve different purposes.
How quickly will an NEFT transfer using INDB0001629 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Junagadh reflect within 30 minutes.
What is the IFSC code of Indusind Bank Junagadh branch?
The IFSC code of Indusind Bank, Junagadh branch is INDB0001629. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0001629 valid for NEFT and RTGS?
Yes. IFSC INDB0001629 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Junagadh branch?
You can reach the branch at 91-8657538119 during regular banking hours.
Summary
The IFSC code INDB0001629 belongs to Indusind Bank's JUNAGADH branch, located at INDUSIND BANK LIMITED GRD FLR SHOP NO 3 SEVEN SEAS MOTIBAUG ROAD JUNAGADH… in JUNAGADH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
