Below are the complete branch details for Indusind Bank, KHODIYAR COLONY JAMNAGAR branch, located in JAMNAGAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001939. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001939 for Indusind Bank – KHODIYAR COLONY JAMNAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – KHODIYAR COLONY JAMNAGAR is INDB0001939. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001939 map to this branch in JAMNAGAR, GUJARAT.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Khodiyar Colony Jamnagar |
| IFSC Code | INDB0001939 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ROYAL HEIGHT BESIDE TVS SHOWROOM AERODROME ROAD KHODIYAR COLONY JAMNAGAR |
| City | Jamnagar |
| District | Jamnagar |
| State | Gujarat |
| STD Code | 281 |
| Phone | 2882710391 |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khodiyar Colony Jamnagar branch in Jamnagar, Gujarat is part of this network and uses the IFSC code INDB0001939 for all electronic settlement.
Khodiyar Colony Jamnagar branch overview
Located at ROYAL HEIGHT BESIDE TVS SHOWROOM AERODROME ROAD KHODIYAR COLONY JAMNAGAR, the Khodiyar Colony Jamnagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001939 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KHODIYAR COLONY JAMNAGAR branch came to be assigned the code INDB0001939.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001939, money simply cannot be routed to the KHODIYAR COLONY JAMNAGAR branch electronically.
How to transfer money using IFSC INDB0001939
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001939 across all three.
NEFT to Indusind Bank, KHODIYAR COLONY JAMNAGAR using IFSC INDB0001939
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001939, and confirm that the system picks up Indusind Bank – KHODIYAR COLONY JAMNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHODIYAR COLONY JAMNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KHODIYAR COLONY JAMNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001939 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank KHODIYAR COLONY JAMNAGAR (IFSC INDB0001939)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001939 in your mobile or internet banking app, and the money is credited to the KHODIYAR COLONY JAMNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001939 for Indusind Bank – KHODIYAR COLONY JAMNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001939 | Yes – INDB0001939 | Yes – INDB0001939 |
For most retail customers crediting the Khodiyar Colony Jamnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001939
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – KHODIYAR COLONY JAMNAGAR is still mapped to IFSC INDB0001939. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001939 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Khodiyar Colony Jamnagar branch is mapped to IFSC INDB0001939 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001939.
Products and services
Customers walking into the Khodiyar Colony Jamnagar branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001939
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001939 and the account number together uniquely identify the Khodiyar Colony Jamnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0001939
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KHODIYAR COLONY JAMNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001939 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – KHODIYAR COLONY JAMNAGAR:
- The IFSC is exactly INDB0001939 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and KHODIYAR COLONY JAMNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Khodiyar Colony Jamnagar branch sits at ROYAL HEIGHT BESIDE TVS SHOWROOM AERODROME ROAD KHODIYAR COLONY JAMNAGAR. If you are travelling from outside Jamnagar, search for the branch on a maps application using the bank name and locality, or call 281-2882710391 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001939 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001939 for Indusind Bank – KHODIYAR COLONY JAMNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Khodiyar Colony Jamnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001939 continue to work without interruption.
Branch address & contact
Indusind BankKhodiyar Colony Jamnagar Branch
ROYAL HEIGHT BESIDE TVS SHOWROOM AERODROME ROAD KHODIYAR COLONY JAMNAGAR
Jamnagar, Gujarat
Phone: 281-2882710391
IFSC: INDB0001939
Frequently asked questions
Is IFSC INDB0001939 the same for all accounts at Khodiyar Colony Jamnagar branch?
Yes. The IFSC INDB0001939 is shared by every account held at Indusind Bank's Khodiyar Colony Jamnagar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using INDB0001939 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Khodiyar Colony Jamnagar reflect within 30 minutes.
How do I add Indusind Bank Khodiyar Colony Jamnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001939, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indusind Bank Khodiyar Colony Jamnagar branch?
You can reach the branch at 281-2882710391 during regular banking hours.
Does Indusind Bank Khodiyar Colony Jamnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 281-2882710391 to confirm.
Can I use IFSC INDB0001939 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001939 to send funds instantly.
What is the IFSC code of Indusind Bank Khodiyar Colony Jamnagar branch?
The IFSC code of Indusind Bank, Khodiyar Colony Jamnagar branch is INDB0001939. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0001939 valid for NEFT and RTGS?
Yes. IFSC INDB0001939 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code INDB0001939 belongs to Indusind Bank's KHODIYAR COLONY JAMNAGAR branch, located at ROYAL HEIGHT BESIDE TVS SHOWROOM AERODROME ROAD KHODIYAR COLONY JAMNAGAR in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
