This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, JALGAON branch in JALGAON. The 11-digit IFSC INDB0001045 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the JALGAON location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – JALGAON is INDB0001045. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001045 map to this branch in JALGAON, MAHARASHTRA.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jalgaon branch in Jalgaon, Maharashtra is part of this network and uses the IFSC code INDB0001045 for all electronic settlement.
About the Jalgaon branch
The Jalgaon branch of Indusind Bank is situated at GROUND FLOOR AND BASEMENT PLOT NO10 S NO283 2A 1 2 CTS NO8251GANESH COLONY ROAD JALGAON MAHARASHTRA INDIA 425001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001045 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Jalgaon |
| IFSC Code | INDB0001045 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND BASEMENT PLOT NO10 S NO283 2A 1 2 CTS NO8251GANESH COLONY ROAD JALGAON MAHARASHTRA INDIA 425001 |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| STD Code | 257 |
| Phone | 2214475 |
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JALGAON of Indusind Bank — its own 11-character IFSC. The code INDB0001045 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001045 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jalgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001045 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC INDB0001045
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001045 across all three.
NEFT to Indusind Bank, JALGAON using IFSC INDB0001045
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001045, and confirm that the system picks up Indusind Bank – JALGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001045
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – JALGAON, ensure your bank's portal accepts IFSC INDB0001045 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank JALGAON (IFSC INDB0001045)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001045 in your mobile or internet banking app, and the money is credited to the JALGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001045 for Indusind Bank – JALGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001045 | Yes – INDB0001045 | Yes – INDB0001045 |
For most retail customers crediting the Jalgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's JALGAON branch, the IFSC INDB0001045 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jalgaon branch is mapped to IFSC INDB0001045 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001045.
Banking services available
The Jalgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 257-2214475.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001045
Online banking and IFSC INDB0001045
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the JALGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001045 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Jalgaon branch sits at GROUND FLOOR AND BASEMENT PLOT NO10 S NO283 2A 1 2 CTS NO8251GANESH COLONY ROAD JALGAON MAHARASHTRA INDIA 425001. If you are travelling from outside Jalgaon, search for the branch on a maps application using the bank name and locality, or call 257-2214475 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001045 and your account number.
Common mistakes to avoid when using IFSC INDB0001045
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – JALGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001045. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Jalgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001045 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001045 for Indusind Bank – JALGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indusind BankJalgaon Branch
GROUND FLOOR AND BASEMENT PLOT NO10 S NO283 2A 1 2 CTS NO8251GANESH COLONY ROAD JALGAON MAHARASHTRA INDIA 425001
Jalgaon, Maharashtra
Phone: 257-2214475
IFSC: INDB0001045
Frequently asked questions
What is the phone number of Indusind Bank Jalgaon branch?
You can reach the branch at 257-2214475 during regular banking hours.
How do I add Indusind Bank Jalgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001045, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001045 valid for NEFT and RTGS?
Yes. IFSC INDB0001045 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indusind Bank Jalgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 257-2214475 to confirm.
Is IFSC INDB0001045 the same for all accounts at Jalgaon branch?
Yes. The IFSC INDB0001045 is shared by every account held at Indusind Bank's Jalgaon branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using INDB0001045 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Jalgaon reflect within 30 minutes.
Summary
The IFSC code INDB0001045 belongs to Indusind Bank's JALGAON branch, located at GROUND FLOOR AND BASEMENT PLOT NO10 S NO283 2A 1 2 CTS NO8251GANESH COLONY… in JALGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
