Below are the complete branch details for Indusind Bank, JALESWAR ODISHA branch, located in JALESWAR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001012. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001012 for Indusind Bank – JALESWAR ODISHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's JALESWAR ODISHA branch, the IFSC INDB0001012 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001012 identifies this particular branch.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Jaleswar Odisha branch in Jaleswar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001012.
About the Jaleswar Odisha branch
The Jaleswar Odisha branch of Indusind Bank is situated at GROUND FLOOR PLOT NO 286 761 UNIT 12 JHADESWARAPUR GARAGE BAZARMAIN ROAD NEAR BUS STAND JALESWAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001012 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Jaleswar Odisha |
| IFSC Code | INDB0001012 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PLOT NO 286 761 UNIT 12 JHADESWARAPUR GARAGE BAZARMAIN ROAD NEAR BUS STAND JALESWAR |
| City | Jaleswar |
| District | Baleshwar |
| State | Odisha |
| STD Code | 91 |
| Phone | 9861262001 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's JALESWAR ODISHA branch came to be assigned the code INDB0001012.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001012, money simply cannot be routed to the JALESWAR ODISHA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jaleswar Odisha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001012 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC INDB0001012
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001012 across all three.
NEFT to Indusind Bank, JALESWAR ODISHA using IFSC INDB0001012
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001012, and confirm that the system picks up Indusind Bank – JALESWAR ODISHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001012
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – JALESWAR ODISHA, ensure your bank's portal accepts IFSC INDB0001012 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank JALESWAR ODISHA (IFSC INDB0001012)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001012 in your mobile or internet banking app, and the money is credited to the JALESWAR ODISHA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001012 for Indusind Bank – JALESWAR ODISHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001012 | Yes – INDB0001012 | Yes – INDB0001012 |
For most retail customers crediting the Jaleswar Odisha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001012
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – JALESWAR ODISHA is still mapped to IFSC INDB0001012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001012 and the beneficiary's account number to complete the transfer.
Account types you can open at the Jaleswar Odisha branch
Once you have an account at Indusind Bank – JALESWAR ODISHA, the IFSC INDB0001012 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jaleswar Odisha branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001012
Online banking and IFSC INDB0001012
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the JALESWAR ODISHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Jaleswar Odisha branch
The branch is located at GROUND FLOOR PLOT NO 286 761 UNIT 12 JHADESWARAPUR GARAGE BAZARMAIN ROAD NEAR BUS STAND JALESWAR, which puts it inside Jaleswar, the broader Baleshwar district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Jaleswar Odisha branch” — the verified location pin for IFSC INDB0001012 should appear at the top of the results.
- Confirm the branch is open by calling 91-9861262001 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001012 and your account number.
Common mistakes to avoid when using IFSC INDB0001012
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – JALESWAR ODISHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001012. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jaleswar Odisha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001012, however, work 24x7.
Verifying IFSC INDB0001012 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001012 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9861262001.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankJaleswar Odisha Branch
GROUND FLOOR PLOT NO 286 761 UNIT 12 JHADESWARAPUR GARAGE BAZARMAIN ROAD NEAR BUS STAND JALESWAR
Jaleswar, Odisha
Phone: 91-9861262001
IFSC: INDB0001012
Frequently asked questions
Where is Indusind Bank Jaleswar Odisha branch located?
Indusind Bank's Jaleswar Odisha branch is located at GROUND FLOOR PLOT NO 286 761 UNIT 12 JHADESWARAPUR GARAGE BAZARMAIN ROAD NEAR BUS STAND JALESWAR, Jaleswar, Odisha.
How quickly will an NEFT transfer using INDB0001012 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Jaleswar Odisha reflect within 30 minutes.
Is IFSC INDB0001012 the same for all accounts at Jaleswar Odisha branch?
Yes. The IFSC INDB0001012 is shared by every account held at Indusind Bank's Jaleswar Odisha branch. Only the account number changes from customer to customer.
What is the phone number of Indusind Bank Jaleswar Odisha branch?
You can reach the branch at 91-9861262001 during regular banking hours.
How do I add Indusind Bank Jaleswar Odisha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001012, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC INDB0001012 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001012 to send funds instantly.
Summary
The IFSC code INDB0001012 belongs to Indusind Bank's JALESWAR ODISHA branch, located at GROUND FLOOR PLOT NO 286 761 UNIT 12 JHADESWARAPUR GARAGE BAZARMAIN ROAD NEAR… in JALESWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
