Use this page as a one-stop reference for everything related to Indusind Bank's KALOD KARTAL branch in INDORE, MADHYA PRADESH. The branch's IFSC code INDB0000535 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0000535 is the IFSC of Indusind Bank's KALOD KARTAL branch. The format is fixed: INDB = bank code, 0 = reserved, 000535 = branch identifier.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kalod Kartal branch in Indore, Madhya Pradesh is part of this network and uses the IFSC code INDB0000535 for all electronic settlement.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Kalod Kartal |
| IFSC Code | INDB0000535 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO 87, ANURADHA NAGAR, VILLAGE KALOD KARTAL,KHANDWA ROAD, BYPASS CHOURAHA, DIST INDORE, MADHYA PRADESH PIN CODE-452 020 |
| City | Indore |
| District | Indore |
| State | Madhya Pradesh |
| STD Code | 0 |
| Phone | 0 |
Kalod Kartal branch overview
Located at GROUND FLOOR, PLOT NO 87, ANURADHA NAGAR, VILLAGE KALOD KARTAL,KHANDWA ROAD, BYPASS CHOURAHA, DIST INDORE, MADHYA PRADESH PIN CODE-452 020, the Kalod Kartal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0000535 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KALOD KARTAL branch came to be assigned the code INDB0000535.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000535, money simply cannot be routed to the KALOD KARTAL branch electronically.
Products and account variants supported
Every account opened at the Kalod Kartal branch is mapped to IFSC INDB0000535 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000535.
Products and services
Customers walking into the Kalod Kartal branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000535
How to transfer money using IFSC INDB0000535
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000535 across all three.
How to use IFSC INDB0000535 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's KALOD KARTAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000535.
- Confirm the bank name auto-populates as Indusind Bank and the branch as KALOD KARTAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KALOD KARTAL
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KALOD KARTAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000535 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank KALOD KARTAL (IFSC INDB0000535)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000535 in your mobile or internet banking app, and the money is credited to the KALOD KARTAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000535 for Indusind Bank – KALOD KARTAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000535 | Yes – INDB0000535 | Yes – INDB0000535 |
For most retail customers crediting the Kalod Kartal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's KALOD KARTAL branch, the IFSC INDB0000535 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC INDB0000535
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KALOD KARTAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000535 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kalod Kartal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000535 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – KALOD KARTAL:
- The IFSC is exactly INDB0000535 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and KALOD KARTAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kalod Kartal branch
The branch is located at GROUND FLOOR, PLOT NO 87, ANURADHA NAGAR, VILLAGE KALOD KARTAL,KHANDWA ROAD, BYPASS CHOURAHA, DIST INDORE, MADHYA PRADESH PIN CODE-452 020, which puts it inside Indore, the broader Indore district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Kalod Kartal branch” — the verified location pin for IFSC INDB0000535 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000535 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000535 for Indusind Bank – KALOD KARTAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kalod Kartal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000535 continue to work without interruption.
Branch address & contact
Indusind BankKalod Kartal Branch
GROUND FLOOR, PLOT NO 87, ANURADHA NAGAR, VILLAGE KALOD KARTAL,KHANDWA ROAD, BYPASS CHOURAHA, DIST INDORE, MADHYA PRADESH PIN CODE-452 020
Indore, Madhya Pradesh
Phone: 0
IFSC: INDB0000535
Frequently asked questions
How do I add Indusind Bank Kalod Kartal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000535, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0000535 the same for all accounts at Kalod Kartal branch?
Yes. The IFSC INDB0000535 is shared by every account held at Indusind Bank's Kalod Kartal branch. Only the account number changes from customer to customer.
Does Indusind Bank Kalod Kartal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the IFSC code of Indusind Bank Kalod Kartal branch?
The IFSC code of Indusind Bank, Kalod Kartal branch is INDB0000535. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0000535 valid for NEFT and RTGS?
Yes. IFSC INDB0000535 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using INDB0000535 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Kalod Kartal reflect within 30 minutes.
Can I use IFSC INDB0000535 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000535 to send funds instantly.
Summary
The IFSC code INDB0000535 belongs to Indusind Bank's KALOD KARTAL branch, located at GROUND FLOOR, PLOT NO 87, ANURADHA NAGAR, VILLAGE KALOD KARTAL,KHANDWA ROAD,… in INDORE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
