If you are searching for the IFSC code of Indusind Bank, GARHSHANKAR branch in HOSHIARPUR, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is INDB0001737. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GARHSHANKAR branch, and detailed step-by-step guides for using the IFSC INDB0001737 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's GARHSHANKAR branch, the IFSC INDB0001737 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001737 identifies this particular branch.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Garhshankar branch in Hoshiarpur, Punjab is part of this network and uses the IFSC code INDB0001737 for all electronic settlement.
About the Garhshankar branch
The Garhshankar branch of Indusind Bank is situated at GROUND FLOOR KHASRA NO 381 1 5 OPPOSITE CIVIL COURT HOSHIARPUR ROAD GARHSHANKAR PUNJAB PIN 144527. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001737 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Garhshankar |
| IFSC Code | INDB0001737 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR KHASRA NO 381 1 5 OPPOSITE CIVIL COURT HOSHIARPUR ROAD GARHSHANKAR PUNJAB PIN 144527 |
| City | Hoshiarpur |
| District | Hoshiarpur |
| State | Punjab |
| STD Code | 188 |
| Phone | 1884283668 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's GARHSHANKAR branch came to be assigned the code INDB0001737.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001737, money simply cannot be routed to the GARHSHANKAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001737 and the account number together uniquely identify the Garhshankar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0001737
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001737 across all three.
How to use IFSC INDB0001737 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's GARHSHANKAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001737.
- Confirm the bank name auto-populates as Indusind Bank and the branch as GARHSHANKAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GARHSHANKAR
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's GARHSHANKAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001737 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – GARHSHANKAR, use IMPS. With IFSC INDB0001737 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001737 for Indusind Bank – GARHSHANKAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001737 | Yes – INDB0001737 | Yes – INDB0001737 |
For most retail customers crediting the Garhshankar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's GARHSHANKAR branch, the IFSC INDB0001737 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Garhshankar branch is mapped to IFSC INDB0001737 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001737.
Banking services available
The Garhshankar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 188-1884283668.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001737
Online banking and IFSC INDB0001737
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the GARHSHANKAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001737 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Garhshankar branch
The branch is located at GROUND FLOOR KHASRA NO 381 1 5 OPPOSITE CIVIL COURT HOSHIARPUR ROAD GARHSHANKAR PUNJAB PIN 144527, which puts it inside Hoshiarpur, the broader Hoshiarpur district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Garhshankar branch” — the verified location pin for IFSC INDB0001737 should appear at the top of the results.
- Confirm the branch is open by calling 188-1884283668 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001737 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – GARHSHANKAR:
- The IFSC is exactly INDB0001737 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and GARHSHANKAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Garhshankar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001737, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001737 for Indusind Bank – GARHSHANKAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indusind BankGarhshankar Branch
GROUND FLOOR KHASRA NO 381 1 5 OPPOSITE CIVIL COURT HOSHIARPUR ROAD GARHSHANKAR PUNJAB PIN 144527
Hoshiarpur, Punjab
Phone: 188-1884283668
IFSC: INDB0001737
Frequently asked questions
How do I add Indusind Bank Garhshankar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001737, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001737 the same for all accounts at Garhshankar branch?
Yes. The IFSC INDB0001737 is shared by every account held at Indusind Bank's Garhshankar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Garhshankar branch but serve different purposes.
Can I use IFSC INDB0001737 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001737 to send funds instantly.
How quickly will an NEFT transfer using INDB0001737 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Garhshankar reflect within 30 minutes.
Is IFSC INDB0001737 valid for NEFT and RTGS?
Yes. IFSC INDB0001737 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indusind Bank Garhshankar branch located?
Indusind Bank's Garhshankar branch is located at GROUND FLOOR KHASRA NO 381 1 5 OPPOSITE CIVIL COURT HOSHIARPUR ROAD GARHSHANKAR PUNJAB PIN 144527, Hoshiarpur, Punjab.
Final notes
To recap: INDB0001737 is the IFSC code of Indusind Bank, GARHSHANKAR branch, in HOSHIARPUR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
