Below are the complete branch details for Indusind Bank, SALKIA HOWRAH branch, located in HAORA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is INDB0002107. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0002107 for Indusind Bank – SALKIA HOWRAH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0002107 is the IFSC of Indusind Bank's SALKIA HOWRAH branch. The format is fixed: INDB = bank code, 0 = reserved, 002107 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Salkia Howrah branch — IFSC INDB0002107 — extends the bank's services to customers in and around Haora, West Bengal.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Salkia Howrah |
| IFSC Code | INDB0002107 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR 70 71 OLD 70 SRI ARABINDA ROAD PO SALKIA PS GOLABARI SALKIA HOWRAH 711106 |
| City | Haora |
| District | Haora |
| State | West Bengal |
| STD Code | 33 |
| Phone | 9874396633 |
About this branch
The branch is located at GROUND FLOOR 70 71 OLD 70 SRI ARABINDA ROAD PO SALKIA PS GOLABARI SALKIA HOWRAH 711106. It serves the Haora region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0002107 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SALKIA HOWRAH branch came to be assigned the code INDB0002107.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002107, money simply cannot be routed to the SALKIA HOWRAH branch electronically.
Products and account variants supported
Every account opened at the Salkia Howrah branch is mapped to IFSC INDB0002107 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002107.
Banking services available
The Salkia Howrah branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-9874396633.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002107
How to transfer money using IFSC INDB0002107
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002107 across all three.
How to use IFSC INDB0002107 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SALKIA HOWRAH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0002107.
- Confirm the bank name auto-populates as Indusind Bank and the branch as SALKIA HOWRAH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0002107
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – SALKIA HOWRAH, ensure your bank's portal accepts IFSC INDB0002107 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank SALKIA HOWRAH (IFSC INDB0002107)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002107 in your mobile or internet banking app, and the money is credited to the SALKIA HOWRAH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0002107 for Indusind Bank – SALKIA HOWRAH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0002107 | Yes – INDB0002107 | Yes – INDB0002107 |
For most retail customers crediting the Salkia Howrah branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0002107
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SALKIA HOWRAH is still mapped to IFSC INDB0002107. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0002107 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Salkia Howrah branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0002107 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002107 and the account number together uniquely identify the Salkia Howrah branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SALKIA HOWRAH:
- The IFSC is exactly INDB0002107 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and SALKIA HOWRAH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Salkia Howrah branch
The branch is located at GROUND FLOOR 70 71 OLD 70 SRI ARABINDA ROAD PO SALKIA PS GOLABARI SALKIA HOWRAH 711106, which puts it inside Haora, the broader Haora district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Salkia Howrah branch” — the verified location pin for IFSC INDB0002107 should appear at the top of the results.
- Confirm the branch is open by calling 33-9874396633 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002107 and your account number.
Verifying IFSC INDB0002107 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002107 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-9874396633.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Salkia Howrah branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002107, however, work 24x7.
Branch address & contact
Indusind BankSalkia Howrah Branch
GROUND FLOOR 70 71 OLD 70 SRI ARABINDA ROAD PO SALKIA PS GOLABARI SALKIA HOWRAH 711106
Haora, West Bengal
Phone: 33-9874396633
IFSC: INDB0002107
Frequently asked questions
Is IFSC INDB0002107 valid for NEFT and RTGS?
Yes. IFSC INDB0002107 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Salkia Howrah branch?
You can reach the branch at 33-9874396633 during regular banking hours.
How quickly will an NEFT transfer using INDB0002107 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Salkia Howrah reflect within 30 minutes.
Can I use IFSC INDB0002107 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002107 to send funds instantly.
Is IFSC INDB0002107 the same for all accounts at Salkia Howrah branch?
Yes. The IFSC INDB0002107 is shared by every account held at Indusind Bank's Salkia Howrah branch. Only the account number changes from customer to customer.
Does Indusind Bank Salkia Howrah branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-9874396633 to confirm.
How do I add Indusind Bank Salkia Howrah as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0002107, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Salkia Howrah branch but serve different purposes.
Summary
The IFSC code INDB0002107 belongs to Indusind Bank's SALKIA HOWRAH branch, located at GROUND FLOOR 70 71 OLD 70 SRI ARABINDA ROAD PO SALKIA PS GOLABARI SALKIA… in HAORA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
