This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, HAMIRPUR branch in HAMIRPUR. The 11-digit IFSC INDB0001495 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the HAMIRPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001495 is the IFSC of Indusind Bank's HAMIRPUR branch. The format is fixed: INDB = bank code, 0 = reserved, 001495 = branch identifier.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Hamirpur |
| IFSC Code | INDB0001495 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR KHASARA NO 1972 TO 1979 WARD NO 5 J P CHOWK HAMITPUR H P 177001 |
| City | Hamirpur |
| District | Hamirpur |
| State | Himachal Pradesh |
| STD Code | 1972 |
| Phone | 222170 |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hamirpur branch — IFSC INDB0001495 — extends the bank's services to customers in and around Hamirpur, Himachal Pradesh.
About the Hamirpur branch
The Hamirpur branch of Indusind Bank is situated at GROUND FLOOR KHASARA NO 1972 TO 1979 WARD NO 5 J P CHOWK HAMITPUR H P 177001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001495 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's HAMIRPUR branch came to be assigned the code INDB0001495.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001495, money simply cannot be routed to the HAMIRPUR branch electronically.
How to transfer money using IFSC INDB0001495
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001495 across all three.
How to use IFSC INDB0001495 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's HAMIRPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001495.
- Confirm the bank name auto-populates as Indusind Bank and the branch as HAMIRPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HAMIRPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's HAMIRPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001495 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank HAMIRPUR (IFSC INDB0001495)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001495 in your mobile or internet banking app, and the money is credited to the HAMIRPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001495 for Indusind Bank – HAMIRPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001495 | Yes – INDB0001495 | Yes – INDB0001495 |
For most retail customers crediting the Hamirpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001495
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – HAMIRPUR is still mapped to IFSC INDB0001495. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001495 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hamirpur branch is mapped to IFSC INDB0001495 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001495.
Banking services available
The Hamirpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1972-222170.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001495
MICR & cheque-truncation details
Cheques drawn on the Hamirpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001495 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC INDB0001495
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the HAMIRPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001495 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – HAMIRPUR:
- The IFSC is exactly INDB0001495 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and HAMIRPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Hamirpur branch sits at GROUND FLOOR KHASARA NO 1972 TO 1979 WARD NO 5 J P CHOWK HAMITPUR H P 177001. If you are travelling from outside Hamirpur, search for the branch on a maps application using the bank name and locality, or call 1972-222170 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001495 and your account number.
Verifying IFSC INDB0001495 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001495 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1972-222170.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Hamirpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001495 continue to work without interruption.
Branch address & contact
Indusind BankHamirpur Branch
GROUND FLOOR KHASARA NO 1972 TO 1979 WARD NO 5 J P CHOWK HAMITPUR H P 177001
Hamirpur, Himachal Pradesh
Phone: 1972-222170
IFSC: INDB0001495
Frequently asked questions
How do I add Indusind Bank Hamirpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001495, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indusind Bank Hamirpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1972-222170 to confirm.
Is IFSC INDB0001495 valid for NEFT and RTGS?
Yes. IFSC INDB0001495 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC INDB0001495 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001495 to send funds instantly.
Is IFSC INDB0001495 the same for all accounts at Hamirpur branch?
Yes. The IFSC INDB0001495 is shared by every account held at Indusind Bank's Hamirpur branch. Only the account number changes from customer to customer.
What is the IFSC code of Indusind Bank Hamirpur branch?
The IFSC code of Indusind Bank, Hamirpur branch is INDB0001495. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hamirpur branch but serve different purposes.
How quickly will an NEFT transfer using INDB0001495 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Hamirpur reflect within 30 minutes.
Summary
The IFSC code INDB0001495 belongs to Indusind Bank's HAMIRPUR branch, located at GROUND FLOOR KHASARA NO 1972 TO 1979 WARD NO 5 J P CHOWK HAMITPUR H P 177001 in HAMIRPUR, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
