If you are searching for the IFSC code of Indusind Bank, FANCY BAZAAR GUWAHATI branch in GUWAHATI, ASSAM, this page has every detail you need. The verified IFSC code for this branch is INDB0000709. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the FANCY BAZAAR GUWAHATI branch, and detailed step-by-step guides for using the IFSC INDB0000709 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's FANCY BAZAAR GUWAHATI branch, the IFSC INDB0000709 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000709 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Fancy Bazaar Guwahati |
| IFSC Code | INDB0000709 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND FIRST FLOOR OSWAL COMPLEX 156 M G ROAD NEAR JBS RESTAURANT GUWAHATI 781001 ASSAM |
| City | Guwahati |
| District | Kamrup |
| State | Assam |
| STD Code | 361 |
| Phone | 2733332 |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Fancy Bazaar Guwahati branch — IFSC INDB0000709 — extends the bank's services to customers in and around Guwahati, Assam.
About the Fancy Bazaar Guwahati branch
The Fancy Bazaar Guwahati branch of Indusind Bank is situated at GROUND AND FIRST FLOOR OSWAL COMPLEX 156 M G ROAD NEAR JBS RESTAURANT GUWAHATI 781001 ASSAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000709 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FANCY BAZAAR GUWAHATI of Indusind Bank — its own 11-character IFSC. The code INDB0000709 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000709 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0000709
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000709 across all three.
How to use IFSC INDB0000709 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's FANCY BAZAAR GUWAHATI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000709.
- Confirm the bank name auto-populates as Indusind Bank and the branch as FANCY BAZAAR GUWAHATI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to FANCY BAZAAR GUWAHATI
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's FANCY BAZAAR GUWAHATI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000709 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – FANCY BAZAAR GUWAHATI, use IMPS. With IFSC INDB0000709 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Fancy Bazaar Guwahati
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000709:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at FANCY BAZAAR GUWAHATI is still linked to IFSC INDB0000709.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0000709
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – FANCY BAZAAR GUWAHATI is still mapped to IFSC INDB0000709. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000709 and the beneficiary's account number to complete the transfer.
Account types you can open at the Fancy Bazaar Guwahati branch
Once you have an account at Indusind Bank – FANCY BAZAAR GUWAHATI, the IFSC INDB0000709 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Fancy Bazaar Guwahati branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000709
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000709 and the account number together uniquely identify the Fancy Bazaar Guwahati branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Fancy Bazaar Guwahati branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000709 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – FANCY BAZAAR GUWAHATI:
- The IFSC is exactly INDB0000709 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and FANCY BAZAAR GUWAHATI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Fancy Bazaar Guwahati branch
The branch is located at GROUND AND FIRST FLOOR OSWAL COMPLEX 156 M G ROAD NEAR JBS RESTAURANT GUWAHATI 781001 ASSAM, which puts it inside Guwahati, the broader Kamrup district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Fancy Bazaar Guwahati branch” — the verified location pin for IFSC INDB0000709 should appear at the top of the results.
- Confirm the branch is open by calling 361-2733332 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000709 and your account number.
Verifying IFSC INDB0000709 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000709 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 361-2733332.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Fancy Bazaar Guwahati are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000709 continue to work without interruption.
Branch address & contact
Indusind BankFancy Bazaar Guwahati Branch
GROUND AND FIRST FLOOR OSWAL COMPLEX 156 M G ROAD NEAR JBS RESTAURANT GUWAHATI 781001 ASSAM
Guwahati, Assam
Phone: 361-2733332
IFSC: INDB0000709
Frequently asked questions
Is IFSC INDB0000709 the same for all accounts at Fancy Bazaar Guwahati branch?
Yes. The IFSC INDB0000709 is shared by every account held at Indusind Bank's Fancy Bazaar Guwahati branch. Only the account number changes from customer to customer.
What is the phone number of Indusind Bank Fancy Bazaar Guwahati branch?
You can reach the branch at 361-2733332 during regular banking hours.
How do I add Indusind Bank Fancy Bazaar Guwahati as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000709, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indusind Bank Fancy Bazaar Guwahati branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 361-2733332 to confirm.
Can I use IFSC INDB0000709 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000709 to send funds instantly.
How quickly will an NEFT transfer using INDB0000709 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Fancy Bazaar Guwahati reflect within 30 minutes.
Summary
The IFSC code INDB0000709 belongs to Indusind Bank's FANCY BAZAAR GUWAHATI branch, located at GROUND AND FIRST FLOOR OSWAL COMPLEX 156 M G ROAD NEAR JBS RESTAURANT GUWAHATI… in GUWAHATI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
