Use this page as a one-stop reference for everything related to Indusind Bank's SECTOR FOURTY TWO GURGAON branch in GURGAON, HARYANA. The branch's IFSC code INDB0002396 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – SECTOR FOURTY TWO GURGAON is INDB0002396. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002396 map to this branch in GURGAON, HARYANA.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sector Fourty Two Gurgaon branch — IFSC INDB0002396 — extends the bank's services to customers in and around Gurgaon, Haryana.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Sector Fourty Two Gurgaon |
| IFSC Code | INDB0002396 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR HUDA SCO GOLF AVENUE GOLF COURSE ROAD GURGAON HARYANA 122009 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 124 |
| Phone | 2224242 |
About the Sector Fourty Two Gurgaon branch
The Sector Fourty Two Gurgaon branch of Indusind Bank is situated at GROUND FLOOR HUDA SCO GOLF AVENUE GOLF COURSE ROAD GURGAON HARYANA 122009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0002396 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR FOURTY TWO GURGAON of Indusind Bank — its own 11-character IFSC. The code INDB0002396 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0002396 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sector Fourty Two Gurgaon branch is mapped to IFSC INDB0002396 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002396.
Banking services available
The Sector Fourty Two Gurgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 124-2224242.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002396
How to transfer money using IFSC INDB0002396
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002396 across all three.
How to use IFSC INDB0002396 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SECTOR FOURTY TWO GURGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0002396.
- Confirm the bank name auto-populates as Indusind Bank and the branch as SECTOR FOURTY TWO GURGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SECTOR FOURTY TWO GURGAON
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SECTOR FOURTY TWO GURGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0002396 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank SECTOR FOURTY TWO GURGAON (IFSC INDB0002396)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002396 in your mobile or internet banking app, and the money is credited to the SECTOR FOURTY TWO GURGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0002396 for Indusind Bank – SECTOR FOURTY TWO GURGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0002396 | Yes – INDB0002396 | Yes – INDB0002396 |
For most retail customers crediting the Sector Fourty Two Gurgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SECTOR FOURTY TWO GURGAON branch, the IFSC INDB0002396 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC INDB0002396
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SECTOR FOURTY TWO GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002396 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sector Fourty Two Gurgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0002396 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SECTOR FOURTY TWO GURGAON:
- The IFSC is exactly INDB0002396 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and SECTOR FOURTY TWO GURGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sector Fourty Two Gurgaon branch sits at GROUND FLOOR HUDA SCO GOLF AVENUE GOLF COURSE ROAD GURGAON HARYANA 122009. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call 124-2224242 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0002396 and your account number.
Verifying IFSC INDB0002396 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002396 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 124-2224242.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Fourty Two Gurgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002396, however, work 24x7.
Branch address & contact
Indusind BankSector Fourty Two Gurgaon Branch
GROUND FLOOR HUDA SCO GOLF AVENUE GOLF COURSE ROAD GURGAON HARYANA 122009
Gurgaon, Haryana
Phone: 124-2224242
IFSC: INDB0002396
Frequently asked questions
Is IFSC INDB0002396 valid for NEFT and RTGS?
Yes. IFSC INDB0002396 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indusind Bank Sector Fourty Two Gurgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 124-2224242 to confirm.
Is IFSC INDB0002396 the same for all accounts at Sector Fourty Two Gurgaon branch?
Yes. The IFSC INDB0002396 is shared by every account held at Indusind Bank's Sector Fourty Two Gurgaon branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Fourty Two Gurgaon branch but serve different purposes.
How do I add Indusind Bank Sector Fourty Two Gurgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0002396, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using INDB0002396 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Sector Fourty Two Gurgaon reflect within 30 minutes.
Where is Indusind Bank Sector Fourty Two Gurgaon branch located?
Indusind Bank's Sector Fourty Two Gurgaon branch is located at GROUND FLOOR HUDA SCO GOLF AVENUE GOLF COURSE ROAD GURGAON HARYANA 122009, Gurgaon, Haryana.
Final notes
To recap: INDB0002396 is the IFSC code of Indusind Bank, SECTOR FOURTY TWO GURGAON branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
