This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, GURGAON branch in GURGAON. The 11-digit IFSC INDB0002216 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the GURGAON location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – GURGAON is INDB0002216. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002216 map to this branch in GURGAON, HARYANA.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurgaon branch — IFSC INDB0002216 — extends the bank's services to customers in and around Gurgaon, Haryana.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Gurgaon |
| IFSC Code | INDB0002216 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR GURGAON HARYANA 122017 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 124 |
| Phone | 4205405 |
About the Gurgaon branch
The Gurgaon branch of Indusind Bank is situated at GROUND FLOOR GURGAON HARYANA 122017. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0002216 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's GURGAON branch came to be assigned the code INDB0002216.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002216, money simply cannot be routed to the GURGAON branch electronically.
Products and account variants supported
Every account opened at the Gurgaon branch is mapped to IFSC INDB0002216 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002216.
Banking services available
The Gurgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 124-4205405.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002216
How to transfer money using IFSC INDB0002216
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002216 across all three.
NEFT to Indusind Bank, GURGAON using IFSC INDB0002216
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0002216, and confirm that the system picks up Indusind Bank – GURGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GURGAON
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's GURGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0002216 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – GURGAON, use IMPS. With IFSC INDB0002216 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Gurgaon
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0002216:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGAON is still linked to IFSC INDB0002216.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0002216
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – GURGAON is still mapped to IFSC INDB0002216. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0002216 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0002216
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002216 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002216 and the account number together uniquely identify the Gurgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC INDB0002216
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – GURGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0002216. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gurgaon branch
The branch is located at GROUND FLOOR GURGAON HARYANA 122017, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Gurgaon branch” — the verified location pin for IFSC INDB0002216 should appear at the top of the results.
- Confirm the branch is open by calling 124-4205405 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002216 and your account number.
Verifying IFSC INDB0002216 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002216 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 124-4205405.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gurgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0002216 continue to work without interruption.
Branch address & contact
Indusind BankGurgaon Branch
GROUND FLOOR GURGAON HARYANA 122017
Gurgaon, Haryana
Phone: 124-4205405
IFSC: INDB0002216
Frequently asked questions
Is IFSC INDB0002216 the same for all accounts at Gurgaon branch?
Yes. The IFSC INDB0002216 is shared by every account held at Indusind Bank's Gurgaon branch. Only the account number changes from customer to customer.
What is the IFSC code of Indusind Bank Gurgaon branch?
The IFSC code of Indusind Bank, Gurgaon branch is INDB0002216. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indusind Bank Gurgaon branch located?
Indusind Bank's Gurgaon branch is located at GROUND FLOOR GURGAON HARYANA 122017, Gurgaon, Haryana.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gurgaon branch but serve different purposes.
Can I use IFSC INDB0002216 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002216 to send funds instantly.
How quickly will an NEFT transfer using INDB0002216 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Gurgaon reflect within 30 minutes.
Summary
The IFSC code INDB0002216 belongs to Indusind Bank's GURGAON branch, located at GROUND FLOOR GURGAON HARYANA 122017 in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


