This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, GUDIVADA branch in GUDIVADA. The 11-digit IFSC INDB0000077 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the GUDIVADA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – GUDIVADA is INDB0000077. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000077 map to this branch in GUDIVADA, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Gudivada |
| IFSC Code | INDB0000077 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 15/48, ELURU ROAD, NEAR SOBHANA HOTEL, GUDIVADA 521 301 |
| City | Gudivada |
| District | Krishna |
| State | Andhra Pradesh |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gudivada branch in Gudivada, Andhra Pradesh is part of this network and uses the IFSC code INDB0000077 for all electronic settlement.
About this branch
The branch is located at NO. 15/48, ELURU ROAD, NEAR SOBHANA HOTEL, GUDIVADA 521 301. It serves the Gudivada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000077 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUDIVADA of Indusind Bank — its own 11-character IFSC. The code INDB0000077 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000077 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0000077
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000077 across all three.
How to use IFSC INDB0000077 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's GUDIVADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000077.
- Confirm the bank name auto-populates as Indusind Bank and the branch as GUDIVADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0000077
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – GUDIVADA, ensure your bank's portal accepts IFSC INDB0000077 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – GUDIVADA, use IMPS. With IFSC INDB0000077 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000077 for Indusind Bank – GUDIVADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000077 | Yes – INDB0000077 | Yes – INDB0000077 |
For most retail customers crediting the Gudivada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's GUDIVADA branch, the IFSC INDB0000077 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gudivada branch is mapped to IFSC INDB0000077 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000077.
Products and services
Customers walking into the Gudivada branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000077
MICR & cheque-truncation details
Cheques drawn on the Gudivada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000077 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC INDB0000077
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the GUDIVADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000077 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – GUDIVADA:
- The IFSC is exactly INDB0000077 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and GUDIVADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gudivada branch
The branch is located at NO. 15/48, ELURU ROAD, NEAR SOBHANA HOTEL, GUDIVADA 521 301, which puts it inside Gudivada, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Gudivada branch” — the verified location pin for IFSC INDB0000077 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000077 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000077 for Indusind Bank – GUDIVADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Gudivada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000077 continue to work without interruption.
Branch address & contact
Indusind BankGudivada Branch
NO. 15/48, ELURU ROAD, NEAR SOBHANA HOTEL, GUDIVADA 521 301
Gudivada, Andhra Pradesh
Phone: the branch contact number
IFSC: INDB0000077
Frequently asked questions
Is IFSC INDB0000077 valid for NEFT and RTGS?
Yes. IFSC INDB0000077 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC INDB0000077 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000077 to send funds instantly.
How do I add Indusind Bank Gudivada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000077, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indusind Bank Gudivada branch located?
Indusind Bank's Gudivada branch is located at NO. 15/48, ELURU ROAD, NEAR SOBHANA HOTEL, GUDIVADA 521 301, Gudivada, Andhra Pradesh.
Is IFSC INDB0000077 the same for all accounts at Gudivada branch?
Yes. The IFSC INDB0000077 is shared by every account held at Indusind Bank's Gudivada branch. Only the account number changes from customer to customer.
What is the phone number of Indusind Bank Gudivada branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the IFSC code of Indusind Bank Gudivada branch?
The IFSC code of Indusind Bank, Gudivada branch is INDB0000077. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using INDB0000077 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Gudivada reflect within 30 minutes.
Final notes
To recap: INDB0000077 is the IFSC code of Indusind Bank, GUDIVADA branch, in GUDIVADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
