Below are the complete branch details for Indusind Bank, GIRIDH branch, located in GIRIDH, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001378. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001378 for Indusind Bank – GIRIDH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – GIRIDH is INDB0001378. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001378 map to this branch in GIRIDH, JHARKHAND.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Giridh branch in Giridh, Jharkhand is part of this network and uses the IFSC code INDB0001378 for all electronic settlement.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Giridh |
| IFSC Code | INDB0001378 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR HOLDING NO 309A THANA ROAD MOUZA MOHULLACHUAN OLD WARD NO 3 PRESENT WARD NO 23 DIST GIRIDIH |
| City | Giridh |
| District | Giridh |
| State | Jharkhand |
| STD Code | 6532 |
| Phone | 222159 |
About this branch
The branch is located at GROUND FLOOR HOLDING NO 309A THANA ROAD MOUZA MOHULLACHUAN OLD WARD NO 3 PRESENT WARD NO 23 DIST GIRIDIH. It serves the Giridh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001378 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GIRIDH of Indusind Bank — its own 11-character IFSC. The code INDB0001378 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001378 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Giridh branch
Once you have an account at Indusind Bank – GIRIDH, the IFSC INDB0001378 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Giridh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6532-222159.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001378
How to transfer money using IFSC INDB0001378
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001378 across all three.
NEFT to Indusind Bank, GIRIDH using IFSC INDB0001378
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001378, and confirm that the system picks up Indusind Bank – GIRIDH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001378
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – GIRIDH, ensure your bank's portal accepts IFSC INDB0001378 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank GIRIDH (IFSC INDB0001378)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001378 in your mobile or internet banking app, and the money is credited to the GIRIDH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001378 for Indusind Bank – GIRIDH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001378 | Yes – INDB0001378 | Yes – INDB0001378 |
For most retail customers crediting the Giridh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001378
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – GIRIDH is still mapped to IFSC INDB0001378. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001378 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Giridh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001378 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001378 and the account number together uniquely identify the Giridh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC INDB0001378
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – GIRIDH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001378. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Giridh branch sits at GROUND FLOOR HOLDING NO 309A THANA ROAD MOUZA MOHULLACHUAN OLD WARD NO 3 PRESENT WARD NO 23 DIST GIRIDIH. If you are travelling from outside Giridh, search for the branch on a maps application using the bank name and locality, or call 6532-222159 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001378 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001378 for Indusind Bank – GIRIDH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Giridh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001378, however, work 24x7.
Branch address & contact
Indusind BankGiridh Branch
GROUND FLOOR HOLDING NO 309A THANA ROAD MOUZA MOHULLACHUAN OLD WARD NO 3 PRESENT WARD NO 23 DIST GIRIDIH
Giridh, Jharkhand
Phone: 6532-222159
IFSC: INDB0001378
Frequently asked questions
Is IFSC INDB0001378 valid for NEFT and RTGS?
Yes. IFSC INDB0001378 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indusind Bank Giridh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6532-222159 to confirm.
Can I use IFSC INDB0001378 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001378 to send funds instantly.
How quickly will an NEFT transfer using INDB0001378 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Giridh reflect within 30 minutes.
What is the phone number of Indusind Bank Giridh branch?
You can reach the branch at 6532-222159 during regular banking hours.
Where is Indusind Bank Giridh branch located?
Indusind Bank's Giridh branch is located at GROUND FLOOR HOLDING NO 309A THANA ROAD MOUZA MOHULLACHUAN OLD WARD NO 3 PRESENT WARD NO 23 DIST GIRIDIH, Giridh, Jharkhand.
Summary
The IFSC code INDB0001378 belongs to Indusind Bank's GIRIDH branch, located at GROUND FLOOR HOLDING NO 309A THANA ROAD MOUZA MOHULLACHUAN OLD WARD NO 3… in GIRIDH, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
