IFSC Code of Indusind Bank, Banerjee Road Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, BANERJEE ROAD branch in ERNAKULAM. The 11-digit IFSC INDB0001583 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the BANERJEE ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, INDB0001583 is the IFSC of Indusind Bank's BANERJEE ROAD branch. The format is fixed: INDB = bank code, 0 = reserved, 001583 = branch identifier.

Branch details at a glance

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Banerjee Road branch — IFSC INDB0001583 — extends the bank's services to customers in and around Ernakulam, Kerala.

About the Banerjee Road branch

The Banerjee Road branch of Indusind Bank is situated at INDUSIND BANK LTD GROUND FLOOR SHOP NO 14 TO 19 KURIAN TOWER BANERJEE ROAD ERNAKULAM KERALA PIN 682018. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001583 is used.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANERJEE ROAD of Indusind Bank — its own 11-character IFSC. The code INDB0001583 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001583 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC INDB0001583

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001583 across all three.

NEFT to Indusind Bank, BANERJEE ROAD using IFSC INDB0001583

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001583, and confirm that the system picks up Indusind Bank – BANERJEE ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BANERJEE ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BANERJEE ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001583 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank BANERJEE ROAD (IFSC INDB0001583)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001583 in your mobile or internet banking app, and the money is credited to the BANERJEE ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0001583 for Indusind Bank – BANERJEE ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Banerjee Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC INDB0001583

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – BANERJEE ROAD is still mapped to IFSC INDB0001583. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001583 and the beneficiary's account number to complete the transfer.

Account types you can open at the Banerjee Road branch

Once you have an account at Indusind Bank – BANERJEE ROAD, the IFSC INDB0001583 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Banerjee Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 484-4844863731.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001583

MICR & cheque-truncation details

Cheques drawn on the Banerjee Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001583 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC INDB0001583

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the BANERJEE ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001583 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – BANERJEE ROAD:

• The IFSC is exactly INDB0001583 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and BANERJEE ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Banerjee Road branch

The branch is located at INDUSIND BANK LTD GROUND FLOOR SHOP NO 14 TO 19 KURIAN TOWER BANERJEE ROAD ERNAKULAM KERALA PIN 682018, which puts it inside Ernakulam, the broader Kochi district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank Banerjee Road branch” — the verified location pin for IFSC INDB0001583 should appear at the top of the results.
2. Confirm the branch is open by calling 484-4844863731 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001583 and your account number.

Verifying IFSC INDB0001583 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001583 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 484-4844863731.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Banerjee Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001583 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: INDB0001583 is the IFSC code of Indusind Bank, BANERJEE ROAD branch, in ERNAKULAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.