IFSC Code of Indusind Bank, Dharamshala Branch, Himachal Pradesh

Below are the complete branch details for Indusind Bank, DHARAMSHALA branch, located in DHARAMSHALA, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001676. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001676 for Indusind Bank – DHARAMSHALA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – DHARAMSHALA is INDB0001676. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001676 map to this branch in DHARAMSHALA, HIMACHAL PRADESH.

Branch details at a glance

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dharamshala branch — IFSC INDB0001676 — extends the bank's services to customers in and around Dharamshala, Himachal Pradesh.

About this branch

The branch is located at INDUSIND BANK LTD GROUND FLOOR KHASRA NO3150 MAHAL CIVIL STATION MOUZA TEHSIL DHARAMSHALA DIST KANGRA HIMACHAL PRADESH PIN176215. It serves the Dharamshala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001676 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's DHARAMSHALA branch came to be assigned the code INDB0001676.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001676, money simply cannot be routed to the DHARAMSHALA branch electronically.

How to transfer money using IFSC INDB0001676

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001676 across all three.

How to use IFSC INDB0001676 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's DHARAMSHALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0001676.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as DHARAMSHALA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DHARAMSHALA

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's DHARAMSHALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001676 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank DHARAMSHALA (IFSC INDB0001676)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001676 in your mobile or internet banking app, and the money is credited to the DHARAMSHALA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0001676 for Indusind Bank – DHARAMSHALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dharamshala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's DHARAMSHALA branch, the IFSC INDB0001676 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Dharamshala branch is mapped to IFSC INDB0001676 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0001676.

Banking services available

The Dharamshala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1892-1892229556.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001676

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001676 and the account number together uniquely identify the Dharamshala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC INDB0001676

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the DHARAMSHALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001676 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – DHARAMSHALA:

• The IFSC is exactly INDB0001676 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and DHARAMSHALA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dharamshala branch sits at INDUSIND BANK LTD GROUND FLOOR KHASRA NO3150 MAHAL CIVIL STATION MOUZA TEHSIL DHARAMSHALA DIST KANGRA HIMACHAL PRADESH PIN176215. If you are travelling from outside Dharamshala, search for the branch on a maps application using the bank name and locality, or call 1892-1892229556 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001676 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0001676 for Indusind Bank – DHARAMSHALA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dharamshala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001676, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0001676 belongs to Indusind Bank's DHARAMSHALA branch, located at INDUSIND BANK LTD GROUND FLOOR KHASRA NO3150 MAHAL CIVIL STATION MOUZA TEHSIL… in DHARAMSHALA, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.