If you are searching for the IFSC code of Indusind Bank, DEFENSE COLONY branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is INDB0000281. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DEFENSE COLONY branch, and detailed step-by-step guides for using the IFSC INDB0000281 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0000281 is the IFSC of Indusind Bank's DEFENSE COLONY branch. The format is fixed: INDB = bank code, 0 = reserved, 000281 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Defense Colony branch — IFSC INDB0000281 — extends the bank's services to customers in and around Delhi, Delhi.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Defense Colony |
| IFSC Code | INDB0000281 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A -276,BHISHMA PITHAMAHA MARG, DEFENCE COLONY, NEW DELHI 110 024 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
About the Defense Colony branch
The Defense Colony branch of Indusind Bank is situated at A -276,BHISHMA PITHAMAHA MARG, DEFENCE COLONY, NEW DELHI 110 024. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000281 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEFENSE COLONY of Indusind Bank — its own 11-character IFSC. The code INDB0000281 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000281 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Defense Colony branch is mapped to IFSC INDB0000281 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000281.
Banking services available
The Defense Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000281
How to transfer money using IFSC INDB0000281
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000281 across all three.
NEFT to Indusind Bank, DEFENSE COLONY using IFSC INDB0000281
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000281, and confirm that the system picks up Indusind Bank – DEFENSE COLONY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0000281
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – DEFENSE COLONY, ensure your bank's portal accepts IFSC INDB0000281 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – DEFENSE COLONY, use IMPS. With IFSC INDB0000281 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000281 for Indusind Bank – DEFENSE COLONY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000281 | Yes – INDB0000281 | Yes – INDB0000281 |
For most retail customers crediting the Defense Colony branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's DEFENSE COLONY branch, the IFSC INDB0000281 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Defense Colony branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000281 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000281 and the account number together uniquely identify the Defense Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – DEFENSE COLONY:
- The IFSC is exactly INDB0000281 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and DEFENSE COLONY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Defense Colony branch sits at A -276,BHISHMA PITHAMAHA MARG, DEFENCE COLONY, NEW DELHI 110 024. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000281 and your account number.
Verifying IFSC INDB0000281 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000281 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Defense Colony are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000281 continue to work without interruption.
Branch address & contact
Indusind BankDefense Colony Branch
A -276,BHISHMA PITHAMAHA MARG, DEFENCE COLONY, NEW DELHI 110 024
Delhi, Delhi
Phone: the branch contact number
IFSC: INDB0000281
Frequently asked questions
What is the phone number of Indusind Bank Defense Colony branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Defense Colony branch but serve different purposes.
Can I use IFSC INDB0000281 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000281 to send funds instantly.
Where is Indusind Bank Defense Colony branch located?
Indusind Bank's Defense Colony branch is located at A -276,BHISHMA PITHAMAHA MARG, DEFENCE COLONY, NEW DELHI 110 024, Delhi, Delhi.
What is the IFSC code of Indusind Bank Defense Colony branch?
The IFSC code of Indusind Bank, Defense Colony branch is INDB0000281. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indusind Bank Defense Colony as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000281, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0000281 the same for all accounts at Defense Colony branch?
Yes. The IFSC INDB0000281 is shared by every account held at Indusind Bank's Defense Colony branch. Only the account number changes from customer to customer.
Is IFSC INDB0000281 valid for NEFT and RTGS?
Yes. IFSC INDB0000281 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code INDB0000281 belongs to Indusind Bank's DEFENSE COLONY branch, located at A -276,BHISHMA PITHAMAHA MARG, DEFENCE COLONY, NEW DELHI 110 024 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
