Use this page as a one-stop reference for everything related to Indusind Bank's CUTTACK branch in CUTTAK, ODISHA. The branch's IFSC code INDB0000070 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's CUTTACK branch, the IFSC INDB0000070 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000070 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Cuttack |
| IFSC Code | INDB0000070 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO. 1320, BAJRAKABATI ROAD, CUTTACK 753 001 |
| City | Cuttak |
| District | Cuttack |
| State | Odisha |
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Cuttack branch in Cuttak. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0000070.
About this branch
The branch is located at PLOT NO. 1320, BAJRAKABATI ROAD, CUTTACK 753 001. It serves the Cuttak region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000070 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CUTTACK of Indusind Bank — its own 11-character IFSC. The code INDB0000070 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000070 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0000070
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000070 across all three.
NEFT to Indusind Bank, CUTTACK using IFSC INDB0000070
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000070, and confirm that the system picks up Indusind Bank – CUTTACK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CUTTACK
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's CUTTACK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000070 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank CUTTACK (IFSC INDB0000070)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000070 in your mobile or internet banking app, and the money is credited to the CUTTACK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000070 for Indusind Bank – CUTTACK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000070 | Yes – INDB0000070 | Yes – INDB0000070 |
For most retail customers crediting the Cuttack branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's CUTTACK branch, the IFSC INDB0000070 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Cuttack branch is mapped to IFSC INDB0000070 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000070.
Banking services available
The Cuttack branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000070
MICR & cheque-truncation details
Cheques drawn on the Cuttack branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000070 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC INDB0000070
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the CUTTACK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000070 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – CUTTACK:
- The IFSC is exactly INDB0000070 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and CUTTACK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cuttack branch sits at PLOT NO. 1320, BAJRAKABATI ROAD, CUTTACK 753 001. If you are travelling from outside Cuttak, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000070 and your account number.
Verifying IFSC INDB0000070 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000070 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cuttack branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000070, however, work 24x7.
Branch address & contact
Indusind BankCuttack Branch
PLOT NO. 1320, BAJRAKABATI ROAD, CUTTACK 753 001
Cuttak, Odisha
Phone: the branch contact number
IFSC: INDB0000070
Frequently asked questions
Is IFSC INDB0000070 the same for all accounts at Cuttack branch?
Yes. The IFSC INDB0000070 is shared by every account held at Indusind Bank's Cuttack branch. Only the account number changes from customer to customer.
What is the IFSC code of Indusind Bank Cuttack branch?
The IFSC code of Indusind Bank, Cuttack branch is INDB0000070. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indusind Bank Cuttack as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000070, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC INDB0000070 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000070 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cuttack branch but serve different purposes.
What is the phone number of Indusind Bank Cuttack branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using INDB0000070 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Cuttack reflect within 30 minutes.
Does Indusind Bank Cuttack branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: INDB0000070 is the IFSC code of Indusind Bank, CUTTACK branch, in CUTTAK, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
