IFSC Code of Indusind Bank, Mahanadi Vihar Cuttack Branch, Odisha

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, MAHANADI VIHAR CUTTACK branch in CUTTACK. The 11-digit IFSC INDB0001747 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the MAHANADI VIHAR CUTTACK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, INDB0001747 is the IFSC of Indusind Bank's MAHANADI VIHAR CUTTACK branch. The format is fixed: INDB = bank code, 0 = reserved, 001747 = branch identifier.

Branch details at a glance

About Indusind Bank

Indusind Bank operates a wide network of branches across India, including the Mahanadi Vihar Cuttack branch in Cuttack. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001747.

Mahanadi Vihar Cuttack branch overview

Located at GROUND FLOOR DHANRAJ COMPLEX PLOT NO 2 MAHANADI VIHAR CUTTACK ODISHA PINCODE 753004, the Mahanadi Vihar Cuttack branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001747 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's MAHANADI VIHAR CUTTACK branch came to be assigned the code INDB0001747.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001747, money simply cannot be routed to the MAHANADI VIHAR CUTTACK branch electronically.

How to transfer money using IFSC INDB0001747

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001747 across all three.

NEFT to Indusind Bank, MAHANADI VIHAR CUTTACK using IFSC INDB0001747

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001747, and confirm that the system picks up Indusind Bank – MAHANADI VIHAR CUTTACK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MAHANADI VIHAR CUTTACK

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's MAHANADI VIHAR CUTTACK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001747 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank MAHANADI VIHAR CUTTACK (IFSC INDB0001747)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001747 in your mobile or internet banking app, and the money is credited to the MAHANADI VIHAR CUTTACK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mahanadi Vihar Cuttack

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001747:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAHANADI VIHAR CUTTACK is still linked to IFSC INDB0001747.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's MAHANADI VIHAR CUTTACK branch, the IFSC INDB0001747 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Mahanadi Vihar Cuttack branch

Once you have an account at Indusind Bank – MAHANADI VIHAR CUTTACK, the IFSC INDB0001747 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mahanadi Vihar Cuttack branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0001747

MICR & cheque-truncation details

Cheques drawn on the Mahanadi Vihar Cuttack branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001747 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Mahanadi Vihar Cuttack branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001747 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – MAHANADI VIHAR CUTTACK:

• The IFSC is exactly INDB0001747 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and MAHANADI VIHAR CUTTACK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mahanadi Vihar Cuttack branch sits at GROUND FLOOR DHANRAJ COMPLEX PLOT NO 2 MAHANADI VIHAR CUTTACK ODISHA PINCODE 753004. If you are travelling from outside Cuttack, search for the branch on a maps application using the bank name and locality, or call 91-9937740801 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001747 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0001747 for Indusind Bank – MAHANADI VIHAR CUTTACK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mahanadi Vihar Cuttack branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001747, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0001747 belongs to Indusind Bank's MAHANADI VIHAR CUTTACK branch, located at GROUND FLOOR DHANRAJ COMPLEX PLOT NO 2 MAHANADI VIHAR CUTTACK ODISHA… in CUTTACK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.