This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, RAM NAGAR branch in COIMBATORE. The 11-digit IFSC INDB0000174 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the RAM NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – RAM NAGAR is INDB0000174. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000174 map to this branch in COIMBATORE, TAMIL NADU.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Ram Nagar branch in Coimbatore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0000174.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Ram Nagar |
| IFSC Code | INDB0000174 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAMANI PARAS, 239 VIVEKANANDA ROAD, RAMNAGAR, COIMBATORE - 641008 |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
About the Ram Nagar branch
The Ram Nagar branch of Indusind Bank is situated at RAMANI PARAS, 239 VIVEKANANDA ROAD, RAMNAGAR, COIMBATORE - 641008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000174 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's RAM NAGAR branch came to be assigned the code INDB0000174.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000174, money simply cannot be routed to the RAM NAGAR branch electronically.
Products and account variants supported
Every account opened at the Ram Nagar branch is mapped to IFSC INDB0000174 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000174.
Products and services
Customers walking into the Ram Nagar branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000174
How to transfer money using IFSC INDB0000174
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000174 across all three.
NEFT to Indusind Bank, RAM NAGAR using IFSC INDB0000174
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000174, and confirm that the system picks up Indusind Bank – RAM NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0000174
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – RAM NAGAR, ensure your bank's portal accepts IFSC INDB0000174 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – RAM NAGAR, use IMPS. With IFSC INDB0000174 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000174 for Indusind Bank – RAM NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000174 | Yes – INDB0000174 | Yes – INDB0000174 |
For most retail customers crediting the Ram Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0000174
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – RAM NAGAR is still mapped to IFSC INDB0000174. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000174 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0000174
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the RAM NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000174 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000174 and the account number together uniquely identify the Ram Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – RAM NAGAR:
- The IFSC is exactly INDB0000174 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and RAM NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ram Nagar branch
The branch is located at RAMANI PARAS, 239 VIVEKANANDA ROAD, RAMNAGAR, COIMBATORE - 641008, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Ram Nagar branch” — the verified location pin for IFSC INDB0000174 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000174 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000174 for Indusind Bank – RAM NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ram Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000174 continue to work without interruption.
Branch address & contact
Indusind BankRam Nagar Branch
RAMANI PARAS, 239 VIVEKANANDA ROAD, RAMNAGAR, COIMBATORE - 641008
Coimbatore, Tamil Nadu
Phone: the branch contact number
IFSC: INDB0000174
Frequently asked questions
How quickly will an NEFT transfer using INDB0000174 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Ram Nagar reflect within 30 minutes.
Is IFSC INDB0000174 valid for NEFT and RTGS?
Yes. IFSC INDB0000174 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indusind Bank Ram Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000174, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indusind Bank Ram Nagar branch?
The IFSC code of Indusind Bank, Ram Nagar branch is INDB0000174. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ram Nagar branch but serve different purposes.
Where is Indusind Bank Ram Nagar branch located?
Indusind Bank's Ram Nagar branch is located at RAMANI PARAS, 239 VIVEKANANDA ROAD, RAMNAGAR, COIMBATORE - 641008, Coimbatore, Tamil Nadu.
Is IFSC INDB0000174 the same for all accounts at Ram Nagar branch?
Yes. The IFSC INDB0000174 is shared by every account held at Indusind Bank's Ram Nagar branch. Only the account number changes from customer to customer.
Does Indusind Bank Ram Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: INDB0000174 is the IFSC code of Indusind Bank, RAM NAGAR branch, in COIMBATORE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


