If you are searching for the IFSC code of Indusind Bank, K K NAGAR CHENNAI branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is INDB0000931. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the K K NAGAR CHENNAI branch, and detailed step-by-step guides for using the IFSC INDB0000931 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – K K NAGAR CHENNAI is INDB0000931. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000931 map to this branch in CHENNAI, TAMIL NADU.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The K K Nagar Chennai branch — IFSC INDB0000931 — extends the bank's services to customers in and around Chennai, Tamil Nadu.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | K K Nagar Chennai |
| IFSC Code | INDB0000931 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST AND SECOND FLOOR K KARUNANIDHI BUILDING 877A RAMASAMY SALAI KK NAGAR CHENNAI 600078 TAMILNADU |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9840740267 |
About this branch
The branch is located at FIRST AND SECOND FLOOR K KARUNANIDHI BUILDING 877A RAMASAMY SALAI KK NAGAR CHENNAI 600078 TAMILNADU. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000931 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's K K NAGAR CHENNAI branch came to be assigned the code INDB0000931.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000931, money simply cannot be routed to the K K NAGAR CHENNAI branch electronically.
Products and account variants supported
Every account opened at the K K Nagar Chennai branch is mapped to IFSC INDB0000931 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000931.
Products and services
Customers walking into the K K Nagar Chennai branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000931
How to transfer money using IFSC INDB0000931
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000931 across all three.
How to use IFSC INDB0000931 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's K K NAGAR CHENNAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000931.
- Confirm the bank name auto-populates as Indusind Bank and the branch as K K NAGAR CHENNAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0000931
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – K K NAGAR CHENNAI, ensure your bank's portal accepts IFSC INDB0000931 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – K K NAGAR CHENNAI, use IMPS. With IFSC INDB0000931 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000931 for Indusind Bank – K K NAGAR CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000931 | Yes – INDB0000931 | Yes – INDB0000931 |
For most retail customers crediting the K K Nagar Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0000931
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – K K NAGAR CHENNAI is still mapped to IFSC INDB0000931. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000931 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the K K Nagar Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000931 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000931 and the account number together uniquely identify the K K Nagar Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC INDB0000931
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – K K NAGAR CHENNAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000931. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the K K Nagar Chennai branch
The branch is located at FIRST AND SECOND FLOOR K KARUNANIDHI BUILDING 877A RAMASAMY SALAI KK NAGAR CHENNAI 600078 TAMILNADU, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank K K Nagar Chennai branch” — the verified location pin for IFSC INDB0000931 should appear at the top of the results.
- Confirm the branch is open by calling 91-9840740267 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000931 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000931 for Indusind Bank – K K NAGAR CHENNAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at K K Nagar Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000931 continue to work without interruption.
Branch address & contact
Indusind BankK K Nagar Chennai Branch
FIRST AND SECOND FLOOR K KARUNANIDHI BUILDING 877A RAMASAMY SALAI KK NAGAR CHENNAI 600078 TAMILNADU
Chennai, Tamil Nadu
Phone: 91-9840740267
IFSC: INDB0000931
Frequently asked questions
What is the phone number of Indusind Bank K K Nagar Chennai branch?
You can reach the branch at 91-9840740267 during regular banking hours.
Is IFSC INDB0000931 the same for all accounts at K K Nagar Chennai branch?
Yes. The IFSC INDB0000931 is shared by every account held at Indusind Bank's K K Nagar Chennai branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using INDB0000931 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – K K Nagar Chennai reflect within 30 minutes.
What is the IFSC code of Indusind Bank K K Nagar Chennai branch?
The IFSC code of Indusind Bank, K K Nagar Chennai branch is INDB0000931. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0000931 valid for NEFT and RTGS?
Yes. IFSC INDB0000931 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC INDB0000931 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000931 to send funds instantly.
How do I add Indusind Bank K K Nagar Chennai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000931, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: INDB0000931 is the IFSC code of Indusind Bank, K K NAGAR CHENNAI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
