Use this page as a one-stop reference for everything related to Indusind Bank's CHENGANNUR branch in CHENGANNUR, KERALA. The branch's IFSC code INDB0001760 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001760 is the IFSC of Indusind Bank's CHENGANNUR branch. The format is fixed: INDB = bank code, 0 = reserved, 001760 = branch identifier.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chengannur branch in Chengannur, Kerala is part of this network and uses the IFSC code INDB0001760 for all electronic settlement.
About the Chengannur branch
The Chengannur branch of Indusind Bank is situated at GROUND FLOOR WARD NO 20OPPOSITE ENGINEERING COLLEGE CHENGANNUR DISTRICT ALAPPUZHA KERALA PIN 689121. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001760 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Chengannur |
| IFSC Code | INDB0001760 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR WARD NO 20OPPOSITE ENGINEERING COLLEGE CHENGANNUR DISTRICT ALAPPUZHA KERALA PIN 689121 |
| City | Chengannur |
| District | Alappuzha |
| State | Kerala |
| STD Code | 477 |
| Phone | 8848404021 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's CHENGANNUR branch came to be assigned the code INDB0001760.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001760, money simply cannot be routed to the CHENGANNUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chengannur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001760 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC INDB0001760
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001760 across all three.
How to use IFSC INDB0001760 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's CHENGANNUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001760.
- Confirm the bank name auto-populates as Indusind Bank and the branch as CHENGANNUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001760
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – CHENGANNUR, ensure your bank's portal accepts IFSC INDB0001760 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – CHENGANNUR, use IMPS. With IFSC INDB0001760 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001760 for Indusind Bank – CHENGANNUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001760 | Yes – INDB0001760 | Yes – INDB0001760 |
For most retail customers crediting the Chengannur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001760
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – CHENGANNUR is still mapped to IFSC INDB0001760. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001760 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chengannur branch is mapped to IFSC INDB0001760 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001760.
Banking services available
The Chengannur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 477-8848404021.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001760
Online banking and IFSC INDB0001760
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the CHENGANNUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001760 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Chengannur branch sits at GROUND FLOOR WARD NO 20OPPOSITE ENGINEERING COLLEGE CHENGANNUR DISTRICT ALAPPUZHA KERALA PIN 689121. If you are travelling from outside Chengannur, search for the branch on a maps application using the bank name and locality, or call 477-8848404021 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001760 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – CHENGANNUR:
- The IFSC is exactly INDB0001760 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and CHENGANNUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Chengannur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001760 continue to work without interruption.
Verifying IFSC INDB0001760 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001760 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 477-8848404021.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankChengannur Branch
GROUND FLOOR WARD NO 20OPPOSITE ENGINEERING COLLEGE CHENGANNUR DISTRICT ALAPPUZHA KERALA PIN 689121
Chengannur, Kerala
Phone: 477-8848404021
IFSC: INDB0001760
Frequently asked questions
What is the IFSC code of Indusind Bank Chengannur branch?
The IFSC code of Indusind Bank, Chengannur branch is INDB0001760. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indusind Bank Chengannur branch located?
Indusind Bank's Chengannur branch is located at GROUND FLOOR WARD NO 20OPPOSITE ENGINEERING COLLEGE CHENGANNUR DISTRICT ALAPPUZHA KERALA PIN 689121, Chengannur, Kerala.
How quickly will an NEFT transfer using INDB0001760 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Chengannur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chengannur branch but serve different purposes.
Does Indusind Bank Chengannur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 477-8848404021 to confirm.
Is IFSC INDB0001760 valid for NEFT and RTGS?
Yes. IFSC INDB0001760 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indusind Bank Chengannur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001760, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC INDB0001760 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001760 to send funds instantly.
Summary
The IFSC code INDB0001760 belongs to Indusind Bank's CHENGANNUR branch, located at GROUND FLOOR WARD NO 20OPPOSITE ENGINEERING COLLEGE CHENGANNUR DISTRICT… in CHENGANNUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
