Use this page as a one-stop reference for everything related to Indusind Bank's CHENGALPATTU branch in CHENGALPATTU, TAMIL NADU. The branch's IFSC code INDB0005002 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's CHENGALPATTU branch, the IFSC INDB0005002 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 005002 identifies this particular branch.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chengalpattu branch in Chengalpattu, Tamil Nadu is part of this network and uses the IFSC code INDB0005002 for all electronic settlement.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Chengalpattu |
| IFSC Code | INDB0005002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 24 A ALAGESAN STREET VEDACHALAM NAGAR CHENGALPATTU 603001 |
| City | Chengalpattu |
| District | Chengalpattu |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 9176629780 |
Chengalpattu branch overview
Located at NO 24 A ALAGESAN STREET VEDACHALAM NAGAR CHENGALPATTU 603001, the Chengalpattu branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0005002 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's CHENGALPATTU branch came to be assigned the code INDB0005002.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0005002, money simply cannot be routed to the CHENGALPATTU branch electronically.
Products and account variants supported
Every account opened at the Chengalpattu branch is mapped to IFSC INDB0005002 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0005002.
Products and services
Customers walking into the Chengalpattu branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0005002
How to transfer money using IFSC INDB0005002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0005002 across all three.
How to use IFSC INDB0005002 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's CHENGALPATTU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0005002.
- Confirm the bank name auto-populates as Indusind Bank and the branch as CHENGALPATTU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0005002
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – CHENGALPATTU, ensure your bank's portal accepts IFSC INDB0005002 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank CHENGALPATTU (IFSC INDB0005002)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0005002 in your mobile or internet banking app, and the money is credited to the CHENGALPATTU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0005002 for Indusind Bank – CHENGALPATTU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0005002 | Yes – INDB0005002 | Yes – INDB0005002 |
For most retail customers crediting the Chengalpattu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0005002
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – CHENGALPATTU is still mapped to IFSC INDB0005002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0005002 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0005002
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the CHENGALPATTU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0005002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chengalpattu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0005002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – CHENGALPATTU:
- The IFSC is exactly INDB0005002 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and CHENGALPATTU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chengalpattu branch sits at NO 24 A ALAGESAN STREET VEDACHALAM NAGAR CHENGALPATTU 603001. If you are travelling from outside Chengalpattu, search for the branch on a maps application using the bank name and locality, or call 44-9176629780 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0005002 and your account number.
Verifying IFSC INDB0005002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0005002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-9176629780.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chengalpattu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0005002 continue to work without interruption.
Branch address & contact
Indusind BankChengalpattu Branch
NO 24 A ALAGESAN STREET VEDACHALAM NAGAR CHENGALPATTU 603001
Chengalpattu, Tamil Nadu
Phone: 44-9176629780
IFSC: INDB0005002
Frequently asked questions
How do I add Indusind Bank Chengalpattu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0005002, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indusind Bank Chengalpattu branch located?
Indusind Bank's Chengalpattu branch is located at NO 24 A ALAGESAN STREET VEDACHALAM NAGAR CHENGALPATTU 603001, Chengalpattu, Tamil Nadu.
What is the phone number of Indusind Bank Chengalpattu branch?
You can reach the branch at 44-9176629780 during regular banking hours.
Is IFSC INDB0005002 the same for all accounts at Chengalpattu branch?
Yes. The IFSC INDB0005002 is shared by every account held at Indusind Bank's Chengalpattu branch. Only the account number changes from customer to customer.
What is the IFSC code of Indusind Bank Chengalpattu branch?
The IFSC code of Indusind Bank, Chengalpattu branch is INDB0005002. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0005002 valid for NEFT and RTGS?
Yes. IFSC INDB0005002 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indusind Bank Chengalpattu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-9176629780 to confirm.
Can I use IFSC INDB0005002 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0005002 to send funds instantly.
Summary
The IFSC code INDB0005002 belongs to Indusind Bank's CHENGALPATTU branch, located at NO 24 A ALAGESAN STREET VEDACHALAM NAGAR CHENGALPATTU 603001 in CHENGALPATTU, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
