Use this page as a one-stop reference for everything related to Indusind Bank's SECTOR TWENTY TWO CHANDIGARH branch in CHANDIGARH, CHANDIGARH. The branch's IFSC code INDB0000789 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's SECTOR TWENTY TWO CHANDIGARH branch, the IFSC INDB0000789 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000789 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Sector Twenty Two Chandigarh |
| IFSC Code | INDB0000789 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SCO NO 1100 1101 SECTOR 22 B CHANDIGARH 160022 |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| STD Code | 172 |
| Phone | 4008667 |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Twenty Two Chandigarh branch in Chandigarh, Chandigarh is part of this network and uses the IFSC code INDB0000789 for all electronic settlement.
About the Sector Twenty Two Chandigarh branch
The Sector Twenty Two Chandigarh branch of Indusind Bank is situated at GROUND FLOOR SCO NO 1100 1101 SECTOR 22 B CHANDIGARH 160022. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000789 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR TWENTY TWO CHANDIGARH of Indusind Bank — its own 11-character IFSC. The code INDB0000789 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000789 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0000789
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000789 across all three.
NEFT to Indusind Bank, SECTOR TWENTY TWO CHANDIGARH using IFSC INDB0000789
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000789, and confirm that the system picks up Indusind Bank – SECTOR TWENTY TWO CHANDIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SECTOR TWENTY TWO CHANDIGARH
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SECTOR TWENTY TWO CHANDIGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000789 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank SECTOR TWENTY TWO CHANDIGARH (IFSC INDB0000789)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000789 in your mobile or internet banking app, and the money is credited to the SECTOR TWENTY TWO CHANDIGARH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sector Twenty Two Chandigarh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000789:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR TWENTY TWO CHANDIGARH is still linked to IFSC INDB0000789.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SECTOR TWENTY TWO CHANDIGARH branch, the IFSC INDB0000789 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sector Twenty Two Chandigarh branch is mapped to IFSC INDB0000789 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000789.
Banking services available
The Sector Twenty Two Chandigarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-4008667.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000789
MICR & cheque-truncation details
Cheques drawn on the Sector Twenty Two Chandigarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000789 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sector Twenty Two Chandigarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000789 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC INDB0000789
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – SECTOR TWENTY TWO CHANDIGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000789. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sector Twenty Two Chandigarh branch sits at GROUND FLOOR SCO NO 1100 1101 SECTOR 22 B CHANDIGARH 160022. If you are travelling from outside Chandigarh, search for the branch on a maps application using the bank name and locality, or call 172-4008667 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000789 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000789 for Indusind Bank – SECTOR TWENTY TWO CHANDIGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Twenty Two Chandigarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000789, however, work 24x7.
Branch address & contact
Indusind BankSector Twenty Two Chandigarh Branch
GROUND FLOOR SCO NO 1100 1101 SECTOR 22 B CHANDIGARH 160022
Chandigarh, Chandigarh
Phone: 172-4008667
IFSC: INDB0000789
Frequently asked questions
Is IFSC INDB0000789 valid for NEFT and RTGS?
Yes. IFSC INDB0000789 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Sector Twenty Two Chandigarh branch?
You can reach the branch at 172-4008667 during regular banking hours.
Can I use IFSC INDB0000789 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000789 to send funds instantly.
What is the IFSC code of Indusind Bank Sector Twenty Two Chandigarh branch?
The IFSC code of Indusind Bank, Sector Twenty Two Chandigarh branch is INDB0000789. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Twenty Two Chandigarh branch but serve different purposes.
How quickly will an NEFT transfer using INDB0000789 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Sector Twenty Two Chandigarh reflect within 30 minutes.
How do I add Indusind Bank Sector Twenty Two Chandigarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000789, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0000789 the same for all accounts at Sector Twenty Two Chandigarh branch?
Yes. The IFSC INDB0000789 is shared by every account held at Indusind Bank's Sector Twenty Two Chandigarh branch. Only the account number changes from customer to customer.
Summary
The IFSC code INDB0000789 belongs to Indusind Bank's SECTOR TWENTY TWO CHANDIGARH branch, located at GROUND FLOOR SCO NO 1100 1101 SECTOR 22 B CHANDIGARH 160022 in CHANDIGARH, CHANDIGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
