If you are searching for the IFSC code of Indusind Bank, BINA branch in BINA, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is INDB0000458. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BINA branch, and detailed step-by-step guides for using the IFSC INDB0000458 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's BINA branch, the IFSC INDB0000458 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000458 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Bina |
| IFSC Code | INDB0000458 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, RAJ TRACTORS BUILDING, STATION ROAD, BINA-470 113, SAGAR DIST, MADHYA PRADESH |
| City | Bina |
| District | Sagar |
| State | Madhya Pradesh |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bina branch — IFSC INDB0000458 — extends the bank's services to customers in and around Bina, Madhya Pradesh.
Bina branch overview
Located at GROUND FLOOR, RAJ TRACTORS BUILDING, STATION ROAD, BINA-470 113, SAGAR DIST, MADHYA PRADESH, the Bina branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0000458 is required for all interbank electronic transfers routed through this branch.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BINA of Indusind Bank — its own 11-character IFSC. The code INDB0000458 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000458 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0000458
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000458 across all three.
NEFT to Indusind Bank, BINA using IFSC INDB0000458
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000458, and confirm that the system picks up Indusind Bank – BINA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BINA
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BINA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000458 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – BINA, use IMPS. With IFSC INDB0000458 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000458 for Indusind Bank – BINA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000458 | Yes – INDB0000458 | Yes – INDB0000458 |
For most retail customers crediting the Bina branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0000458
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – BINA is still mapped to IFSC INDB0000458. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000458 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bina branch is mapped to IFSC INDB0000458 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000458.
Banking services available
The Bina branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000458
MICR & cheque-truncation details
Cheques drawn on the Bina branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000458 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC INDB0000458
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the BINA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000458 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC INDB0000458
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – BINA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000458. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bina branch
The branch is located at GROUND FLOOR, RAJ TRACTORS BUILDING, STATION ROAD, BINA-470 113, SAGAR DIST, MADHYA PRADESH, which puts it inside Bina, the broader Sagar district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Bina branch” — the verified location pin for IFSC INDB0000458 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000458 and your account number.
Verifying IFSC INDB0000458 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000458 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bina are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000458 continue to work without interruption.
Branch address & contact
Indusind BankBina Branch
GROUND FLOOR, RAJ TRACTORS BUILDING, STATION ROAD, BINA-470 113, SAGAR DIST, MADHYA PRADESH
Bina, Madhya Pradesh
Phone: the branch contact number
IFSC: INDB0000458
Frequently asked questions
How quickly will an NEFT transfer using INDB0000458 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Bina reflect within 30 minutes.
Is IFSC INDB0000458 the same for all accounts at Bina branch?
Yes. The IFSC INDB0000458 is shared by every account held at Indusind Bank's Bina branch. Only the account number changes from customer to customer.
Can I use IFSC INDB0000458 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000458 to send funds instantly.
How do I add Indusind Bank Bina as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000458, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indusind Bank Bina branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Indusind Bank Bina branch located?
Indusind Bank's Bina branch is located at GROUND FLOOR, RAJ TRACTORS BUILDING, STATION ROAD, BINA-470 113, SAGAR DIST, MADHYA PRADESH, Bina, Madhya Pradesh.
Does Indusind Bank Bina branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bina branch but serve different purposes.
Final notes
To recap: INDB0000458 is the IFSC code of Indusind Bank, BINA branch, in BINA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
