Use this page as a one-stop reference for everything related to Indusind Bank's BHARUCH branch in BHARUCH, GUJARAT. The branch's IFSC code INDB0000852 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0000852 is the IFSC of Indusind Bank's BHARUCH branch. The format is fixed: INDB = bank code, 0 = reserved, 000852 = branch identifier.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Bharuch |
| IFSC Code | INDB0000852 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLR SHOP NO 5 6 SHREE MANGALAM COMPLEX B H ADITYA COMPLEX KASAK BHARUCH 392002 GUJARAT |
| City | Bharuch |
| District | Bharuch |
| State | Gujarat |
| STD Code | 2642 |
| Phone | 228201 |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bharuch branch in Bharuch, Gujarat is part of this network and uses the IFSC code INDB0000852 for all electronic settlement.
About this branch
The branch is located at GRD FLR SHOP NO 5 6 SHREE MANGALAM COMPLEX B H ADITYA COMPLEX KASAK BHARUCH 392002 GUJARAT. It serves the Bharuch region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000852 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's BHARUCH branch came to be assigned the code INDB0000852.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000852, money simply cannot be routed to the BHARUCH branch electronically.
How to transfer money using IFSC INDB0000852
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000852 across all three.
NEFT to Indusind Bank, BHARUCH using IFSC INDB0000852
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000852, and confirm that the system picks up Indusind Bank – BHARUCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHARUCH
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BHARUCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000852 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank BHARUCH (IFSC INDB0000852)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000852 in your mobile or internet banking app, and the money is credited to the BHARUCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bharuch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000852:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHARUCH is still linked to IFSC INDB0000852.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0000852
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – BHARUCH is still mapped to IFSC INDB0000852. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000852 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bharuch branch is mapped to IFSC INDB0000852 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000852.
Banking services available
The Bharuch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2642-228201.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000852
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000852 and the account number together uniquely identify the Bharuch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0000852
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the BHARUCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000852 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC INDB0000852
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – BHARUCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000852. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bharuch branch sits at GRD FLR SHOP NO 5 6 SHREE MANGALAM COMPLEX B H ADITYA COMPLEX KASAK BHARUCH 392002 GUJARAT. If you are travelling from outside Bharuch, search for the branch on a maps application using the bank name and locality, or call 2642-228201 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000852 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000852 for Indusind Bank – BHARUCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bharuch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000852 continue to work without interruption.
Branch address & contact
Indusind BankBharuch Branch
GRD FLR SHOP NO 5 6 SHREE MANGALAM COMPLEX B H ADITYA COMPLEX KASAK BHARUCH 392002 GUJARAT
Bharuch, Gujarat
Phone: 2642-228201
IFSC: INDB0000852
Frequently asked questions
How quickly will an NEFT transfer using INDB0000852 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Bharuch reflect within 30 minutes.
What is the phone number of Indusind Bank Bharuch branch?
You can reach the branch at 2642-228201 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bharuch branch but serve different purposes.
Can I use IFSC INDB0000852 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000852 to send funds instantly.
How do I add Indusind Bank Bharuch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000852, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0000852 the same for all accounts at Bharuch branch?
Yes. The IFSC INDB0000852 is shared by every account held at Indusind Bank's Bharuch branch. Only the account number changes from customer to customer.
Does Indusind Bank Bharuch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2642-228201 to confirm.
Summary
The IFSC code INDB0000852 belongs to Indusind Bank's BHARUCH branch, located at GRD FLR SHOP NO 5 6 SHREE MANGALAM COMPLEX B H ADITYA COMPLEX KASAK BHARUCH… in BHARUCH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
