This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, BHADRAK branch in BHADRAK. The 11-digit IFSC INDB0000972 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the BHADRAK location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – BHADRAK is INDB0000972. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000972 map to this branch in BHADRAK, ODISHA.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Bhadrak branch in Bhadrak. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0000972.
About the Bhadrak branch
The Bhadrak branch of Indusind Bank is situated at GROUND FLOOR GUPTA COMPLEX SALANDI BY PASS PO PS. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000972 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Bhadrak |
| IFSC Code | INDB0000972 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR GUPTA COMPLEX SALANDI BY PASS PO PS |
| City | Bhadrak |
| District | Bhadrak |
| State | Odisha |
| STD Code | 6784 |
| Phone | 240408 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's BHADRAK branch came to be assigned the code INDB0000972.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000972, money simply cannot be routed to the BHADRAK branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000972 and the account number together uniquely identify the Bhadrak branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0000972
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000972 across all three.
NEFT to Indusind Bank, BHADRAK using IFSC INDB0000972
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000972, and confirm that the system picks up Indusind Bank – BHADRAK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHADRAK
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BHADRAK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000972 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank BHADRAK (IFSC INDB0000972)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000972 in your mobile or internet banking app, and the money is credited to the BHADRAK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000972 for Indusind Bank – BHADRAK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000972 | Yes – INDB0000972 | Yes – INDB0000972 |
For most retail customers crediting the Bhadrak branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0000972
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – BHADRAK is still mapped to IFSC INDB0000972. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000972 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bhadrak branch
Once you have an account at Indusind Bank – BHADRAK, the IFSC INDB0000972 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bhadrak branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000972
Online banking and IFSC INDB0000972
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the BHADRAK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000972 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bhadrak branch
The branch is located at GROUND FLOOR GUPTA COMPLEX SALANDI BY PASS PO PS, which puts it inside Bhadrak, the broader Bhadrak district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Bhadrak branch” — the verified location pin for IFSC INDB0000972 should appear at the top of the results.
- Confirm the branch is open by calling 6784-240408 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000972 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – BHADRAK:
- The IFSC is exactly INDB0000972 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and BHADRAK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Bhadrak are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000972 continue to work without interruption.
Verifying IFSC INDB0000972 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000972 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6784-240408.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankBhadrak Branch
GROUND FLOOR GUPTA COMPLEX SALANDI BY PASS PO PS
Bhadrak, Odisha
Phone: 6784-240408
IFSC: INDB0000972
Frequently asked questions
How do I add Indusind Bank Bhadrak as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000972, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indusind Bank Bhadrak branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6784-240408 to confirm.
Is IFSC INDB0000972 valid for NEFT and RTGS?
Yes. IFSC INDB0000972 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC INDB0000972 the same for all accounts at Bhadrak branch?
Yes. The IFSC INDB0000972 is shared by every account held at Indusind Bank's Bhadrak branch. Only the account number changes from customer to customer.
What is the phone number of Indusind Bank Bhadrak branch?
You can reach the branch at 6784-240408 during regular banking hours.
Can I use IFSC INDB0000972 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000972 to send funds instantly.
How quickly will an NEFT transfer using INDB0000972 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Bhadrak reflect within 30 minutes.
What is the IFSC code of Indusind Bank Bhadrak branch?
The IFSC code of Indusind Bank, Bhadrak branch is INDB0000972. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: INDB0000972 is the IFSC code of Indusind Bank, BHADRAK branch, in BHADRAK, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
