Below are the complete branch details for Indusind Bank, R T NAGAR branch, located in BENGALURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001420. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001420 for Indusind Bank – R T NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's R T NAGAR branch, the IFSC INDB0001420 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001420 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | R T Nagar |
| IFSC Code | INDB0001420 |
| MICR Code | Refer to cheque leaf |
| Branch Address | INDUSIND BANK LTD GROUND FLOOR NO 160 MLA LAYOUT R T NAGAR MAIN ROAD BENGALURU 560032 |
| City | Bengaluru |
| District | Bengaluru Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 23332001 |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The R T Nagar branch — IFSC INDB0001420 — extends the bank's services to customers in and around Bengaluru, Karnataka.
About the R T Nagar branch
The R T Nagar branch of Indusind Bank is situated at INDUSIND BANK LTD GROUND FLOOR NO 160 MLA LAYOUT R T NAGAR MAIN ROAD BENGALURU 560032. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001420 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including R T NAGAR of Indusind Bank — its own 11-character IFSC. The code INDB0001420 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001420 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0001420
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001420 across all three.
How to use IFSC INDB0001420 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's R T NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001420.
- Confirm the bank name auto-populates as Indusind Bank and the branch as R T NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to R T NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's R T NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001420 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank R T NAGAR (IFSC INDB0001420)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001420 in your mobile or internet banking app, and the money is credited to the R T NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001420 for Indusind Bank – R T NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001420 | Yes – INDB0001420 | Yes – INDB0001420 |
For most retail customers crediting the R T Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's R T NAGAR branch, the IFSC INDB0001420 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the R T Nagar branch
Once you have an account at Indusind Bank – R T NAGAR, the IFSC INDB0001420 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the R T Nagar branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001420
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001420 and the account number together uniquely identify the R T Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the R T Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001420 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – R T NAGAR:
- The IFSC is exactly INDB0001420 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and R T NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the R T Nagar branch
The branch is located at INDUSIND BANK LTD GROUND FLOOR NO 160 MLA LAYOUT R T NAGAR MAIN ROAD BENGALURU 560032, which puts it inside Bengaluru, the broader Bengaluru Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank R T Nagar branch” — the verified location pin for IFSC INDB0001420 should appear at the top of the results.
- Confirm the branch is open by calling 80-23332001 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001420 and your account number.
Verifying IFSC INDB0001420 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001420 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-23332001.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The R T Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001420, however, work 24x7.
Branch address & contact
Indusind BankR T Nagar Branch
INDUSIND BANK LTD GROUND FLOOR NO 160 MLA LAYOUT R T NAGAR MAIN ROAD BENGALURU 560032
Bengaluru, Karnataka
Phone: 80-23332001
IFSC: INDB0001420
Frequently asked questions
How quickly will an NEFT transfer using INDB0001420 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – R T Nagar reflect within 30 minutes.
How do I add Indusind Bank R T Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001420, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indusind Bank R T Nagar branch?
The IFSC code of Indusind Bank, R T Nagar branch is INDB0001420. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indusind Bank R T Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-23332001 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the R T Nagar branch but serve different purposes.
Is IFSC INDB0001420 the same for all accounts at R T Nagar branch?
Yes. The IFSC INDB0001420 is shared by every account held at Indusind Bank's R T Nagar branch. Only the account number changes from customer to customer.
Can I use IFSC INDB0001420 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001420 to send funds instantly.
Is IFSC INDB0001420 valid for NEFT and RTGS?
Yes. IFSC INDB0001420 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code INDB0001420 belongs to Indusind Bank's R T NAGAR branch, located at INDUSIND BANK LTD GROUND FLOOR NO 160 MLA LAYOUT R T NAGAR MAIN ROAD BENGALURU… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
