If you are searching for the IFSC code of Indusind Bank, JAYANAGAR FOURTH T BLOCK branch in BENGALURU, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is INDB0001542. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAYANAGAR FOURTH T BLOCK branch, and detailed step-by-step guides for using the IFSC INDB0001542 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – JAYANAGAR FOURTH T BLOCK is INDB0001542. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001542 map to this branch in BENGALURU, KARNATAKA.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jayanagar Fourth T Block branch — IFSC INDB0001542 — extends the bank's services to customers in and around Bengaluru, Karnataka.
About the Jayanagar Fourth T Block branch
The Jayanagar Fourth T Block branch of Indusind Bank is situated at GROUND FLOOR PREMISES BEARING NUMBER 57 RUDRAKSHA METAL BOX 36TH CROSS ROAD JAYANAGAR 4TH T BLOCK BANGLORE 560041. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001542 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Jayanagar Fourth T Block |
| IFSC Code | INDB0001542 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PREMISES BEARING NUMBER 57 RUDRAKSHA METAL BOX 36TH CROSS ROAD JAYANAGAR 4TH T BLOCK BANGLORE 560041 |
| City | Bengaluru |
| District | Bengaluru |
| State | Karnataka |
| STD Code | 80 |
| Phone | 8041129931 |
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAYANAGAR FOURTH T BLOCK of Indusind Bank — its own 11-character IFSC. The code INDB0001542 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001542 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001542 and the account number together uniquely identify the Jayanagar Fourth T Block branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0001542
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001542 across all three.
NEFT to Indusind Bank, JAYANAGAR FOURTH T BLOCK using IFSC INDB0001542
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001542, and confirm that the system picks up Indusind Bank – JAYANAGAR FOURTH T BLOCK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAYANAGAR FOURTH T BLOCK
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's JAYANAGAR FOURTH T BLOCK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001542 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank JAYANAGAR FOURTH T BLOCK (IFSC INDB0001542)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001542 in your mobile or internet banking app, and the money is credited to the JAYANAGAR FOURTH T BLOCK branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jayanagar Fourth T Block
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001542:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAYANAGAR FOURTH T BLOCK is still linked to IFSC INDB0001542.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0001542
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – JAYANAGAR FOURTH T BLOCK is still mapped to IFSC INDB0001542. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001542 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jayanagar Fourth T Block branch is mapped to IFSC INDB0001542 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001542.
Products and services
Customers walking into the Jayanagar Fourth T Block branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001542
Online banking and IFSC INDB0001542
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the JAYANAGAR FOURTH T BLOCK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001542 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Jayanagar Fourth T Block branch
The branch is located at GROUND FLOOR PREMISES BEARING NUMBER 57 RUDRAKSHA METAL BOX 36TH CROSS ROAD JAYANAGAR 4TH T BLOCK BANGLORE 560041, which puts it inside Bengaluru, the broader Bengaluru district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Jayanagar Fourth T Block branch” — the verified location pin for IFSC INDB0001542 should appear at the top of the results.
- Confirm the branch is open by calling 80-8041129931 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001542 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – JAYANAGAR FOURTH T BLOCK:
- The IFSC is exactly INDB0001542 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and JAYANAGAR FOURTH T BLOCK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Jayanagar Fourth T Block are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001542 continue to work without interruption.
Verifying IFSC INDB0001542 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001542 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-8041129931.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankJayanagar Fourth T Block Branch
GROUND FLOOR PREMISES BEARING NUMBER 57 RUDRAKSHA METAL BOX 36TH CROSS ROAD JAYANAGAR 4TH T BLOCK BANGLORE 560041
Bengaluru, Karnataka
Phone: 80-8041129931
IFSC: INDB0001542
Frequently asked questions
Where is Indusind Bank Jayanagar Fourth T Block branch located?
Indusind Bank's Jayanagar Fourth T Block branch is located at GROUND FLOOR PREMISES BEARING NUMBER 57 RUDRAKSHA METAL BOX 36TH CROSS ROAD JAYANAGAR 4TH T BLOCK BANGLORE 560041, Bengaluru, Karnataka.
Can I use IFSC INDB0001542 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001542 to send funds instantly.
Does Indusind Bank Jayanagar Fourth T Block branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-8041129931 to confirm.
How do I add Indusind Bank Jayanagar Fourth T Block as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001542, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indusind Bank Jayanagar Fourth T Block branch?
The IFSC code of Indusind Bank, Jayanagar Fourth T Block branch is INDB0001542. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0001542 valid for NEFT and RTGS?
Yes. IFSC INDB0001542 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using INDB0001542 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Jayanagar Fourth T Block reflect within 30 minutes.
Final notes
To recap: INDB0001542 is the IFSC code of Indusind Bank, JAYANAGAR FOURTH T BLOCK branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
