If you are searching for the IFSC code of Indusind Bank, BELA branch in BELA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is INDB0001404. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BELA branch, and detailed step-by-step guides for using the IFSC INDB0001404 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001404 is the IFSC of Indusind Bank's BELA branch. The format is fixed: INDB = bank code, 0 = reserved, 001404 = branch identifier.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Bela branch in Bela. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001404.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Bela |
| IFSC Code | INDB0001404 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PLOT NO 1289 VILLAGE BELA TAL BELA GANJ DIST GAYA BIHAR 804403 |
| City | Bela |
| District | Gaya |
| State | Bihar |
| Phone | 9264450423 |
About the Bela branch
The Bela branch of Indusind Bank is situated at GROUND FLOOR PLOT NO 1289 VILLAGE BELA TAL BELA GANJ DIST GAYA BIHAR 804403. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001404 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BELA of Indusind Bank — its own 11-character IFSC. The code INDB0001404 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001404 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bela branch is mapped to IFSC INDB0001404 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001404.
Banking services available
The Bela branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9264450423.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001404
How to transfer money using IFSC INDB0001404
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001404 across all three.
NEFT to Indusind Bank, BELA using IFSC INDB0001404
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001404, and confirm that the system picks up Indusind Bank – BELA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BELA
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BELA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001404 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank BELA (IFSC INDB0001404)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001404 in your mobile or internet banking app, and the money is credited to the BELA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001404 for Indusind Bank – BELA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001404 | Yes – INDB0001404 | Yes – INDB0001404 |
For most retail customers crediting the Bela branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001404
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – BELA is still mapped to IFSC INDB0001404. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001404 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Bela branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001404 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Bela branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001404 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – BELA:
- The IFSC is exactly INDB0001404 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and BELA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bela branch
The branch is located at GROUND FLOOR PLOT NO 1289 VILLAGE BELA TAL BELA GANJ DIST GAYA BIHAR 804403, which puts it inside Bela, the broader Gaya district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Bela branch” — the verified location pin for IFSC INDB0001404 should appear at the top of the results.
- Confirm the branch is open by calling 9264450423 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001404 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001404 for Indusind Bank – BELA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bela are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001404 continue to work without interruption.
Branch address & contact
Indusind BankBela Branch
GROUND FLOOR PLOT NO 1289 VILLAGE BELA TAL BELA GANJ DIST GAYA BIHAR 804403
Bela, Bihar
Phone: 9264450423
IFSC: INDB0001404
Frequently asked questions
Does Indusind Bank Bela branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9264450423 to confirm.
Can I use IFSC INDB0001404 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001404 to send funds instantly.
Where is Indusind Bank Bela branch located?
Indusind Bank's Bela branch is located at GROUND FLOOR PLOT NO 1289 VILLAGE BELA TAL BELA GANJ DIST GAYA BIHAR 804403, Bela, Bihar.
How quickly will an NEFT transfer using INDB0001404 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Bela reflect within 30 minutes.
Is IFSC INDB0001404 the same for all accounts at Bela branch?
Yes. The IFSC INDB0001404 is shared by every account held at Indusind Bank's Bela branch. Only the account number changes from customer to customer.
What is the phone number of Indusind Bank Bela branch?
You can reach the branch at 9264450423 during regular banking hours.
Final notes
To recap: INDB0001404 is the IFSC code of Indusind Bank, BELA branch, in BELA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
