Use this page as a one-stop reference for everything related to Indusind Bank's BARUIPUR branch in BARUIPUR, WEST BENGAL. The branch's IFSC code INDB0000313 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – BARUIPUR is INDB0000313. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000313 map to this branch in BARUIPUR, WEST BENGAL.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Baruipur |
| IFSC Code | INDB0000313 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SARDAR COMPLEX, KULPI ROAD, P.O. BARUIPUR, BARUIPUR 700144 WEST BENGAL |
| City | Baruipur |
| District | South 24 Parganas |
| State | West Bengal |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Baruipur branch in Baruipur, West Bengal is part of this network and uses the IFSC code INDB0000313 for all electronic settlement.
About the Baruipur branch
The Baruipur branch of Indusind Bank is situated at SARDAR COMPLEX, KULPI ROAD, P.O. BARUIPUR, BARUIPUR 700144 WEST BENGAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000313 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's BARUIPUR branch came to be assigned the code INDB0000313.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000313, money simply cannot be routed to the BARUIPUR branch electronically.
How to transfer money using IFSC INDB0000313
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000313 across all three.
NEFT to Indusind Bank, BARUIPUR using IFSC INDB0000313
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000313, and confirm that the system picks up Indusind Bank – BARUIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0000313
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – BARUIPUR, ensure your bank's portal accepts IFSC INDB0000313 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – BARUIPUR, use IMPS. With IFSC INDB0000313 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000313 for Indusind Bank – BARUIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000313 | Yes – INDB0000313 | Yes – INDB0000313 |
For most retail customers crediting the Baruipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's BARUIPUR branch, the IFSC INDB0000313 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Baruipur branch is mapped to IFSC INDB0000313 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000313.
Banking services available
The Baruipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000313
MICR & cheque-truncation details
Cheques drawn on the Baruipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000313 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC INDB0000313
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the BARUIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000313 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC INDB0000313
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – BARUIPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000313. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Baruipur branch
The branch is located at SARDAR COMPLEX, KULPI ROAD, P.O. BARUIPUR, BARUIPUR 700144 WEST BENGAL, which puts it inside Baruipur, the broader South 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Baruipur branch” — the verified location pin for IFSC INDB0000313 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000313 and your account number.
Verifying IFSC INDB0000313 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000313 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Baruipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000313 continue to work without interruption.
Branch address & contact
Indusind BankBaruipur Branch
SARDAR COMPLEX, KULPI ROAD, P.O. BARUIPUR, BARUIPUR 700144 WEST BENGAL
Baruipur, West Bengal
Phone: the branch contact number
IFSC: INDB0000313
Frequently asked questions
How quickly will an NEFT transfer using INDB0000313 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Baruipur reflect within 30 minutes.
Can I use IFSC INDB0000313 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000313 to send funds instantly.
What is the IFSC code of Indusind Bank Baruipur branch?
The IFSC code of Indusind Bank, Baruipur branch is INDB0000313. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indusind Bank Baruipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000313, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0000313 valid for NEFT and RTGS?
Yes. IFSC INDB0000313 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indusind Bank Baruipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Baruipur branch but serve different purposes.
Final notes
To recap: INDB0000313 is the IFSC code of Indusind Bank, BARUIPUR branch, in BARUIPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
