Use this page as a one-stop reference for everything related to Indusind Bank's BARDHAMAN branch in BARDHAMAN, WEST BENGAL. The branch's IFSC code INDB0001564 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001564 is the IFSC of Indusind Bank's BARDHAMAN branch. The format is fixed: INDB = bank code, 0 = reserved, 001564 = branch identifier.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Bardhaman |
| IFSC Code | INDB0001564 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOLDING NO 700 CIRCLE NO 01 WARD NO 01 OF BURDWAN MUNICIPALITY MAHALLA KESHABGANJ R S DAG NO 573 SUB PLOT NO 573 BC P S BURDWAN MOUZA BAHIRSARBAMANGALA, DIST PURBA BARDHMAN |
| City | Bardhaman |
| District | Bardhaman |
| State | West Bengal |
| STD Code | 342 |
| Phone | 3422658316 |
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Bardhaman branch in Bardhaman. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001564.
Bardhaman branch overview
Located at HOLDING NO 700 CIRCLE NO 01 WARD NO 01 OF BURDWAN MUNICIPALITY MAHALLA KESHABGANJ R S DAG NO 573 SUB PLOT NO 573 BC P S BURDWAN MOUZA BAHIRSARBAMANGALA, DIST PURBA BARDHMAN, the Bardhaman branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001564 is required for all interbank electronic transfers routed through this branch.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARDHAMAN of Indusind Bank — its own 11-character IFSC. The code INDB0001564 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001564 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0001564
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001564 across all three.
NEFT to Indusind Bank, BARDHAMAN using IFSC INDB0001564
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001564, and confirm that the system picks up Indusind Bank – BARDHAMAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARDHAMAN
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BARDHAMAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001564 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – BARDHAMAN, use IMPS. With IFSC INDB0001564 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001564 for Indusind Bank – BARDHAMAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001564 | Yes – INDB0001564 | Yes – INDB0001564 |
For most retail customers crediting the Bardhaman branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's BARDHAMAN branch, the IFSC INDB0001564 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bardhaman branch
Once you have an account at Indusind Bank – BARDHAMAN, the IFSC INDB0001564 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bardhaman branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 342-3422658316.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001564
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001564 and the account number together uniquely identify the Bardhaman branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bardhaman branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001564 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC INDB0001564
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – BARDHAMAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001564. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bardhaman branch sits at HOLDING NO 700 CIRCLE NO 01 WARD NO 01 OF BURDWAN MUNICIPALITY MAHALLA KESHABGANJ R S DAG NO 573 SUB PLOT NO 573 BC P S BURDWAN MOUZA BAHIRSARBAMANGALA, DIST PURBA BARDHMAN. If you are travelling from outside Bardhaman, search for the branch on a maps application using the bank name and locality, or call 342-3422658316 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001564 and your account number.
Verifying IFSC INDB0001564 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001564 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 342-3422658316.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bardhaman branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001564, however, work 24x7.
Branch address & contact
Indusind BankBardhaman Branch
HOLDING NO 700 CIRCLE NO 01 WARD NO 01 OF BURDWAN MUNICIPALITY MAHALLA KESHABGANJ R S DAG NO 573 SUB PLOT NO 573 BC P S BURDWAN MOUZA BAHIRSARBAMANGALA, DIST PURBA BARDHMAN
Bardhaman, West Bengal
Phone: 342-3422658316
IFSC: INDB0001564
Frequently asked questions
Can I use IFSC INDB0001564 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001564 to send funds instantly.
What is the IFSC code of Indusind Bank Bardhaman branch?
The IFSC code of Indusind Bank, Bardhaman branch is INDB0001564. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indusind Bank Bardhaman branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 342-3422658316 to confirm.
Is IFSC INDB0001564 the same for all accounts at Bardhaman branch?
Yes. The IFSC INDB0001564 is shared by every account held at Indusind Bank's Bardhaman branch. Only the account number changes from customer to customer.
How do I add Indusind Bank Bardhaman as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001564, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indusind Bank Bardhaman branch located?
Indusind Bank's Bardhaman branch is located at HOLDING NO 700 CIRCLE NO 01 WARD NO 01 OF BURDWAN MUNICIPALITY MAHALLA KESHABGANJ R S DAG NO 573 SUB PLOT NO 573 BC P S BURDWAN MOUZA BAHIRSARBAMANGALA, DIST PURBA BARDHMAN, Bardhaman, West Bengal.
Final notes
To recap: INDB0001564 is the IFSC code of Indusind Bank, BARDHAMAN branch, in BARDHAMAN, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
