Use this page as a one-stop reference for everything related to Indusind Bank's BARAMULLA branch in BARAMULLA, JAMMU AND KASHMIR. The branch's IFSC code INDB0002000 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – BARAMULLA is INDB0002000. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002000 map to this branch in BARAMULLA, JAMMU AND KASHMIR.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Baramulla branch in Baramulla, Jammu and Kashmir is part of this network and uses the IFSC code INDB0002000 for all electronic settlement.
About the Baramulla branch
The Baramulla branch of Indusind Bank is situated at GROUND AND FIRST FLOOR DEEWAN BAGH NEAR DC OFFICE BARAMULLA DISTRICT BARAMULLA UT OF JAMMU KASHMIR PIN 193101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0002000 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Baramulla |
| IFSC Code | INDB0002000 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND FIRST FLOOR DEEWAN BAGH NEAR DC OFFICE BARAMULLA DISTRICT BARAMULLA UT OF JAMMU KASHMIR PIN 193101 |
| City | Baramulla |
| District | Baramulla |
| State | Jammu and Kashmir |
| STD Code | 1952 |
| Phone | 9596423322 |
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARAMULLA of Indusind Bank — its own 11-character IFSC. The code INDB0002000 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0002000 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002000 and the account number together uniquely identify the Baramulla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0002000
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002000 across all three.
NEFT to Indusind Bank, BARAMULLA using IFSC INDB0002000
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0002000, and confirm that the system picks up Indusind Bank – BARAMULLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0002000
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – BARAMULLA, ensure your bank's portal accepts IFSC INDB0002000 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – BARAMULLA, use IMPS. With IFSC INDB0002000 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Baramulla
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0002000:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARAMULLA is still linked to IFSC INDB0002000.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's BARAMULLA branch, the IFSC INDB0002000 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Baramulla branch is mapped to IFSC INDB0002000 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002000.
Products and services
Customers walking into the Baramulla branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0002000
Digital banking channels
Most day-to-day work that customers used to do at the Baramulla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0002000 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Baramulla branch
The branch is located at GROUND AND FIRST FLOOR DEEWAN BAGH NEAR DC OFFICE BARAMULLA DISTRICT BARAMULLA UT OF JAMMU KASHMIR PIN 193101, which puts it inside Baramulla, the broader Baramulla district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Baramulla branch” — the verified location pin for IFSC INDB0002000 should appear at the top of the results.
- Confirm the branch is open by calling 1952-9596423322 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002000 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – BARAMULLA:
- The IFSC is exactly INDB0002000 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and BARAMULLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Baramulla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002000, however, work 24x7.
Verifying IFSC INDB0002000 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002000 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1952-9596423322.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankBaramulla Branch
GROUND AND FIRST FLOOR DEEWAN BAGH NEAR DC OFFICE BARAMULLA DISTRICT BARAMULLA UT OF JAMMU KASHMIR PIN 193101
Baramulla, Jammu and Kashmir
Phone: 1952-9596423322
IFSC: INDB0002000
Frequently asked questions
Where is Indusind Bank Baramulla branch located?
Indusind Bank's Baramulla branch is located at GROUND AND FIRST FLOOR DEEWAN BAGH NEAR DC OFFICE BARAMULLA DISTRICT BARAMULLA UT OF JAMMU KASHMIR PIN 193101, Baramulla, Jammu and Kashmir.
Is IFSC INDB0002000 valid for NEFT and RTGS?
Yes. IFSC INDB0002000 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using INDB0002000 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Baramulla reflect within 30 minutes.
Does Indusind Bank Baramulla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1952-9596423322 to confirm.
Can I use IFSC INDB0002000 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002000 to send funds instantly.
Is IFSC INDB0002000 the same for all accounts at Baramulla branch?
Yes. The IFSC INDB0002000 is shared by every account held at Indusind Bank's Baramulla branch. Only the account number changes from customer to customer.
What is the phone number of Indusind Bank Baramulla branch?
You can reach the branch at 1952-9596423322 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Baramulla branch but serve different purposes.
Final notes
To recap: INDB0002000 is the IFSC code of Indusind Bank, BARAMULLA branch, in BARAMULLA, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
