IFSC Code of Indusind Bank, Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta Branch, Karnataka

Below are the complete branch details for Indusind Bank, SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA branch, located in BANNERGHATTA, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0STCB12. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0STCB12 for Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA is INDB0STCB12. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters STCB12 map to this branch in BANNERGHATTA, KARNATAKA.

About the bank

Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch in Bannerghatta, Karnataka is part of this network and uses the IFSC code INDB0STCB12 for all electronic settlement.

Branch details at a glance

Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch overview

Located at NO.97 2 1ST FLOOR GOTTIGERE BANNERAGHATTA MAIN ROAD BANGALORE 560 083, the Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0STCB12 is required for all interbank electronic transfers routed through this branch.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA of Indusind Bank — its own 11-character IFSC. The code INDB0STCB12 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0STCB12 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch is mapped to IFSC INDB0STCB12 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0STCB12.

Banking services available

The Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-25780617.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0STCB12

How to transfer money using IFSC INDB0STCB12

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0STCB12 across all three.

NEFT to Indusind Bank, SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA using IFSC INDB0STCB12

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0STCB12, and confirm that the system picks up Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC INDB0STCB12

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA, ensure your bank's portal accepts IFSC INDB0STCB12 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Indusind Bank SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA (IFSC INDB0STCB12)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0STCB12 in your mobile or internet banking app, and the money is credited to the SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0STCB12 for Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC INDB0STCB12

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA is still mapped to IFSC INDB0STCB12. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0STCB12 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0STCB12 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0STCB12 and the account number together uniquely identify the Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC INDB0STCB12

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0STCB12.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch sits at NO.97 2 1ST FLOOR GOTTIGERE BANNERAGHATTA MAIN ROAD BANGALORE 560 083. If you are travelling from outside Bannerghatta, search for the branch on a maps application using the bank name and locality, or call 80-25780617 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0STCB12 and your account number.

Verifying IFSC INDB0STCB12 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0STCB12 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-25780617.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sree Thyagaraja Co-Operative Urban Bank Ltd Bannerghatta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0STCB12, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0STCB12 belongs to Indusind Bank's SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD BANNERGHATTA branch, located at NO.97 2 1ST FLOOR GOTTIGERE BANNERAGHATTA MAIN ROAD BANGALORE 560 083 in BANNERGHATTA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.