IFSC Code of Indusind Bank, Vijaya Bank Layout Bangalore Branch, Karnataka

Use this page as a one-stop reference for everything related to Indusind Bank's VIJAYA BANK LAYOUT BANGALORE branch in BANGALORE, KARNATAKA. The branch's IFSC code INDB0002105 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, INDB0002105 is the IFSC of Indusind Bank's VIJAYA BANK LAYOUT BANGALORE branch. The format is fixed: INDB = bank code, 0 = reserved, 002105 = branch identifier.

Branch details at a glance

About the bank

Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vijaya Bank Layout Bangalore branch in Bangalore, Karnataka is part of this network and uses the IFSC code INDB0002105 for all electronic settlement.

Vijaya Bank Layout Bangalore branch overview

Located at GROUND FLOOR DOOR NO 49 GROUND FLOOR AXIS INFIINITY SIR M VISVESVARAYA ROAD VIJAYA BANK LAYOUT DEVARACHIKANAHALLI VILLAGE BEGUR HOBLI BANGALORE 560068 KARNATAKA, the Vijaya Bank Layout Bangalore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0002105 is required for all interbank electronic transfers routed through this branch.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIJAYA BANK LAYOUT BANGALORE of Indusind Bank — its own 11-character IFSC. The code INDB0002105 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0002105 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC INDB0002105

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002105 across all three.

NEFT to Indusind Bank, VIJAYA BANK LAYOUT BANGALORE using IFSC INDB0002105

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0002105, and confirm that the system picks up Indusind Bank – VIJAYA BANK LAYOUT BANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIJAYA BANK LAYOUT BANGALORE

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's VIJAYA BANK LAYOUT BANGALORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0002105 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indusind Bank – VIJAYA BANK LAYOUT BANGALORE, use IMPS. With IFSC INDB0002105 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0002105 for Indusind Bank – VIJAYA BANK LAYOUT BANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vijaya Bank Layout Bangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC INDB0002105

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – VIJAYA BANK LAYOUT BANGALORE is still mapped to IFSC INDB0002105. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0002105 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vijaya Bank Layout Bangalore branch is mapped to IFSC INDB0002105 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0002105.

Products and services

Customers walking into the Vijaya Bank Layout Bangalore branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0002105

MICR & cheque-truncation details

Cheques drawn on the Vijaya Bank Layout Bangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0002105 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Vijaya Bank Layout Bangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0002105 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC INDB0002105

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – VIJAYA BANK LAYOUT BANGALORE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0002105.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Vijaya Bank Layout Bangalore branch

The branch is located at GROUND FLOOR DOOR NO 49 GROUND FLOOR AXIS INFIINITY SIR M VISVESVARAYA ROAD VIJAYA BANK LAYOUT DEVARACHIKANAHALLI VILLAGE BEGUR HOBLI BANGALORE 560068 KARNATAKA, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank Vijaya Bank Layout Bangalore branch” — the verified location pin for IFSC INDB0002105 should appear at the top of the results.
2. Confirm the branch is open by calling 836-9986171461 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002105 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0002105 for Indusind Bank – VIJAYA BANK LAYOUT BANGALORE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vijaya Bank Layout Bangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0002105 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0002105 belongs to Indusind Bank's VIJAYA BANK LAYOUT BANGALORE branch, located at GROUND FLOOR DOOR NO 49 GROUND FLOOR AXIS INFIINITY SIR M VISVESVARAYA ROAD… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.