Below are the complete branch details for Indusind Bank, SUDHAMANAGARA BRANCH branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0TCBL03. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0TCBL03 for Indusind Bank – SUDHAMANAGARA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0TCBL03 is the IFSC of Indusind Bank's SUDHAMANAGARA BRANCH branch. The format is fixed: INDB = bank code, 0 = reserved, TCBL03 = branch identifier.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Sudhamanagara Branch |
| IFSC Code | INDB0TCBL03 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 16 1ST A MAIN ROAD SUDHAMANAGAR BANGALORE 560027 |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22243772 |
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Sudhamanagara Branch branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0TCBL03.
About this branch
The branch is located at NO 16 1ST A MAIN ROAD SUDHAMANAGAR BANGALORE 560027. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0TCBL03 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUDHAMANAGARA BRANCH of Indusind Bank — its own 11-character IFSC. The code INDB0TCBL03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0TCBL03 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0TCBL03
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0TCBL03 across all three.
How to use IFSC INDB0TCBL03 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SUDHAMANAGARA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0TCBL03.
- Confirm the bank name auto-populates as Indusind Bank and the branch as SUDHAMANAGARA BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0TCBL03
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – SUDHAMANAGARA BRANCH, ensure your bank's portal accepts IFSC INDB0TCBL03 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank SUDHAMANAGARA BRANCH (IFSC INDB0TCBL03)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0TCBL03 in your mobile or internet banking app, and the money is credited to the SUDHAMANAGARA BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0TCBL03 for Indusind Bank – SUDHAMANAGARA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0TCBL03 | Yes – INDB0TCBL03 | Yes – INDB0TCBL03 |
For most retail customers crediting the Sudhamanagara Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SUDHAMANAGARA BRANCH branch, the IFSC INDB0TCBL03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sudhamanagara Branch branch is mapped to IFSC INDB0TCBL03 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0TCBL03.
Products and services
Customers walking into the Sudhamanagara Branch branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0TCBL03
MICR & cheque-truncation details
Cheques drawn on the Sudhamanagara Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0TCBL03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC INDB0TCBL03
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SUDHAMANAGARA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0TCBL03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SUDHAMANAGARA BRANCH:
- The IFSC is exactly INDB0TCBL03 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and SUDHAMANAGARA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sudhamanagara Branch branch sits at NO 16 1ST A MAIN ROAD SUDHAMANAGAR BANGALORE 560027. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22243772 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0TCBL03 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0TCBL03 for Indusind Bank – SUDHAMANAGARA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sudhamanagara Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0TCBL03 continue to work without interruption.
Branch address & contact
Indusind BankSudhamanagara Branch Branch
NO 16 1ST A MAIN ROAD SUDHAMANAGAR BANGALORE 560027
Bangalore, Karnataka
Phone: 80-22243772
IFSC: INDB0TCBL03
Frequently asked questions
Where is Indusind Bank Sudhamanagara Branch branch located?
Indusind Bank's Sudhamanagara Branch branch is located at NO 16 1ST A MAIN ROAD SUDHAMANAGAR BANGALORE 560027, Bangalore, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sudhamanagara Branch branch but serve different purposes.
Is IFSC INDB0TCBL03 valid for NEFT and RTGS?
Yes. IFSC INDB0TCBL03 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Sudhamanagara Branch branch?
You can reach the branch at 80-22243772 during regular banking hours.
Is IFSC INDB0TCBL03 the same for all accounts at Sudhamanagara Branch branch?
Yes. The IFSC INDB0TCBL03 is shared by every account held at Indusind Bank's Sudhamanagara Branch branch. Only the account number changes from customer to customer.
How do I add Indusind Bank Sudhamanagara Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0TCBL03, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using INDB0TCBL03 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Sudhamanagara Branch reflect within 30 minutes.
Summary
The IFSC code INDB0TCBL03 belongs to Indusind Bank's SUDHAMANAGARA BRANCH branch, located at NO 16 1ST A MAIN ROAD SUDHAMANAGAR BANGALORE 560027 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
