IFSC Code of Indusind Bank, Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet Branch, Karnataka

Use this page as a one-stop reference for everything related to Indusind Bank's SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch in BANGALORE, KARNATAKA. The branch's IFSC code INDB0SBMC01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, INDB0SBMC01 is the IFSC of Indusind Bank's SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch. The format is fixed: INDB = bank code, 0 = reserved, SBMC01 = branch identifier.

Branch details at a glance

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet branch — IFSC INDB0SBMC01 — extends the bank's services to customers in and around Bangalore, Karnataka.

Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet branch overview

Located at NO 215 K M NAGANNA ROAD CUBBONPET MAIN ROAD BANGALORE 560 002, the Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0SBMC01 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch came to be assigned the code INDB0SBMC01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0SBMC01, money simply cannot be routed to the SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch electronically.

How to transfer money using IFSC INDB0SBMC01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0SBMC01 across all three.

How to use IFSC INDB0SBMC01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0SBMC01.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0SBMC01 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET (IFSC INDB0SBMC01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0SBMC01 in your mobile or internet banking app, and the money is credited to the SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0SBMC01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET is still linked to IFSC INDB0SBMC01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch, the IFSC INDB0SBMC01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet branch is mapped to IFSC INDB0SBMC01 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0SBMC01.

Products and services

Customers walking into the Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0SBMC01

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0SBMC01 and the account number together uniquely identify the Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC INDB0SBMC01

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0SBMC01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET:

• The IFSC is exactly INDB0SBMC01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet branch sits at NO 215 K M NAGANNA ROAD CUBBONPET MAIN ROAD BANGALORE 560 002. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22290810 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0SBMC01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0SBMC01 for Indusind Bank – SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sri Banashankar Mahila Co Op Bank Ltd Cubbonpet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0SBMC01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: INDB0SBMC01 is the IFSC code of Indusind Bank, SRI BANASHANKAR MAHILA CO OP BANK LTD CUBBONPET branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.