Use this page as a one-stop reference for everything related to Indusind Bank's SREENIDHI SOUH BANK RAGHUVANAHALLI branch in BANGALORE, KARNATAKA. The branch's IFSC code INDB0SSBN04 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – SREENIDHI SOUH BANK RAGHUVANAHALLI is INDB0SSBN04. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SSBN04 map to this branch in BANGALORE, KARNATAKA.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Sreenidhi Souh Bank Raghuvanahalli branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0SSBN04.
About this branch
The branch is located at NO 812 SY NO 62 2 KANAKAPURA MAIN ROAD VAJARA HALLI 100 FEET RING ROAD RAGHUVANA HALLI BANGALORE 560062. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0SSBN04 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Sreenidhi Souh Bank Raghuvanahalli |
| IFSC Code | INDB0SSBN04 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 812 SY NO 62 2 KANAKAPURA MAIN ROAD VAJARA HALLI 100 FEET RING ROAD RAGHUVANA HALLI BANGALORE 560062 |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 28435152 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SREENIDHI SOUH BANK RAGHUVANAHALLI branch came to be assigned the code INDB0SSBN04.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0SSBN04, money simply cannot be routed to the SREENIDHI SOUH BANK RAGHUVANAHALLI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0SSBN04 and the account number together uniquely identify the Sreenidhi Souh Bank Raghuvanahalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0SSBN04
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0SSBN04 across all three.
NEFT to Indusind Bank, SREENIDHI SOUH BANK RAGHUVANAHALLI using IFSC INDB0SSBN04
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0SSBN04, and confirm that the system picks up Indusind Bank – SREENIDHI SOUH BANK RAGHUVANAHALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SREENIDHI SOUH BANK RAGHUVANAHALLI
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SREENIDHI SOUH BANK RAGHUVANAHALLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0SSBN04 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank SREENIDHI SOUH BANK RAGHUVANAHALLI (IFSC INDB0SSBN04)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0SSBN04 in your mobile or internet banking app, and the money is credited to the SREENIDHI SOUH BANK RAGHUVANAHALLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0SSBN04 for Indusind Bank – SREENIDHI SOUH BANK RAGHUVANAHALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0SSBN04 | Yes – INDB0SSBN04 | Yes – INDB0SSBN04 |
For most retail customers crediting the Sreenidhi Souh Bank Raghuvanahalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SREENIDHI SOUH BANK RAGHUVANAHALLI branch, the IFSC INDB0SSBN04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Sreenidhi Souh Bank Raghuvanahalli branch
Once you have an account at Indusind Bank – SREENIDHI SOUH BANK RAGHUVANAHALLI, the IFSC INDB0SSBN04 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sreenidhi Souh Bank Raghuvanahalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-28435152.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0SSBN04
Online banking and IFSC INDB0SSBN04
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SREENIDHI SOUH BANK RAGHUVANAHALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0SSBN04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Sreenidhi Souh Bank Raghuvanahalli branch sits at NO 812 SY NO 62 2 KANAKAPURA MAIN ROAD VAJARA HALLI 100 FEET RING ROAD RAGHUVANA HALLI BANGALORE 560062. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-28435152 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0SSBN04 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SREENIDHI SOUH BANK RAGHUVANAHALLI:
- The IFSC is exactly INDB0SSBN04 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and SREENIDHI SOUH BANK RAGHUVANAHALLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Sreenidhi Souh Bank Raghuvanahalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0SSBN04 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0SSBN04 for Indusind Bank – SREENIDHI SOUH BANK RAGHUVANAHALLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indusind BankSreenidhi Souh Bank Raghuvanahalli Branch
NO 812 SY NO 62 2 KANAKAPURA MAIN ROAD VAJARA HALLI 100 FEET RING ROAD RAGHUVANA HALLI BANGALORE 560062
Bangalore, Karnataka
Phone: 80-28435152
IFSC: INDB0SSBN04
Frequently asked questions
What is the phone number of Indusind Bank Sreenidhi Souh Bank Raghuvanahalli branch?
You can reach the branch at 80-28435152 during regular banking hours.
How do I add Indusind Bank Sreenidhi Souh Bank Raghuvanahalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0SSBN04, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using INDB0SSBN04 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Sreenidhi Souh Bank Raghuvanahalli reflect within 30 minutes.
What is the IFSC code of Indusind Bank Sreenidhi Souh Bank Raghuvanahalli branch?
The IFSC code of Indusind Bank, Sreenidhi Souh Bank Raghuvanahalli branch is INDB0SSBN04. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sreenidhi Souh Bank Raghuvanahalli branch but serve different purposes.
Can I use IFSC INDB0SSBN04 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0SSBN04 to send funds instantly.
Is IFSC INDB0SSBN04 the same for all accounts at Sreenidhi Souh Bank Raghuvanahalli branch?
Yes. The IFSC INDB0SSBN04 is shared by every account held at Indusind Bank's Sreenidhi Souh Bank Raghuvanahalli branch. Only the account number changes from customer to customer.
Where is Indusind Bank Sreenidhi Souh Bank Raghuvanahalli branch located?
Indusind Bank's Sreenidhi Souh Bank Raghuvanahalli branch is located at NO 812 SY NO 62 2 KANAKAPURA MAIN ROAD VAJARA HALLI 100 FEET RING ROAD RAGHUVANA HALLI BANGALORE 560062, Bangalore, Karnataka.
Summary
The IFSC code INDB0SSBN04 belongs to Indusind Bank's SREENIDHI SOUH BANK RAGHUVANAHALLI branch, located at NO 812 SY NO 62 2 KANAKAPURA MAIN ROAD VAJARA HALLI 100 FEET RING ROAD… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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