IFSC Code of Indusind Bank, Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar Branch, Karnataka

If you are searching for the IFSC code of Indusind Bank, SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is INDB0STCB03. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR branch, and detailed step-by-step guides for using the IFSC INDB0STCB03 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR is INDB0STCB03. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters STCB03 map to this branch in BANGALORE, KARNATAKA.

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar branch — IFSC INDB0STCB03 — extends the bank's services to customers in and around Bangalore, Karnataka.

Branch details at a glance

About this branch

The branch is located at NO1400 41ST MAIN ROAD KANAKAPURA MAIN ROAD JP NAGAR 1ST PHASE BANGLAORE 560 078. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0STCB03 is used to identify this branch on the RBI payments network.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR of Indusind Bank — its own 11-character IFSC. The code INDB0STCB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0STCB03 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar branch

Once you have an account at Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR, the IFSC INDB0STCB03 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-22958160.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0STCB03

How to transfer money using IFSC INDB0STCB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0STCB03 across all three.

NEFT to Indusind Bank, SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR using IFSC INDB0STCB03

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0STCB03, and confirm that the system picks up Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0STCB03 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR (IFSC INDB0STCB03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0STCB03 in your mobile or internet banking app, and the money is credited to the SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0STCB03:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR is still linked to IFSC INDB0STCB03.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC INDB0STCB03

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR is still mapped to IFSC INDB0STCB03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0STCB03 and the beneficiary's account number to complete the transfer.

Online banking and IFSC INDB0STCB03

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0STCB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0STCB03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC INDB0STCB03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0STCB03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar branch

The branch is located at NO1400 41ST MAIN ROAD KANAKAPURA MAIN ROAD JP NAGAR 1ST PHASE BANGLAORE 560 078, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar branch” — the verified location pin for IFSC INDB0STCB03 should appear at the top of the results.
2. Confirm the branch is open by calling 80-22958160 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0STCB03 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0STCB03 for Indusind Bank – SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sree Thyagaraja Co-Operative Urban Bank Ltd Jp Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0STCB03, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0STCB03 belongs to Indusind Bank's SREE THYAGARAJA CO-OPERATIVE URBAN BANK LTD JP NAGAR branch, located at NO1400 41ST MAIN ROAD KANAKAPURA MAIN ROAD JP NAGAR 1ST PHASE BANGLAORE 560 078 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.