IFSC Code of Indusind Bank, Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One Branch, Karnataka

If you are searching for the IFSC code of Indusind Bank, SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is INDB0STCB04. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE branch, and detailed step-by-step guides for using the IFSC INDB0STCB04 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indusind Bank's SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE branch, the IFSC INDB0STCB04 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and STCB04 identifies this particular branch.

About the bank

Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch in Bangalore, Karnataka is part of this network and uses the IFSC code INDB0STCB04 for all electronic settlement.

Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch overview

Located at NO 15 BANASHANKARI 1ST STGE SRINIVASANAGAR BANGALORE 560 050, the Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0STCB04 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE branch came to be assigned the code INDB0STCB04.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0STCB04, money simply cannot be routed to the SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0STCB04 and the account number together uniquely identify the Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC INDB0STCB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0STCB04 across all three.

NEFT to Indusind Bank, SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE using IFSC INDB0STCB04

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0STCB04, and confirm that the system picks up Indusind Bank – SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0STCB04 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE (IFSC INDB0STCB04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0STCB04 in your mobile or internet banking app, and the money is credited to the SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0STCB04 for Indusind Bank – SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC INDB0STCB04

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE is still mapped to IFSC INDB0STCB04. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0STCB04 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch is mapped to IFSC INDB0STCB04 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0STCB04.

Products and services

Customers walking into the Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0STCB04

Digital banking channels

Most day-to-day work that customers used to do at the Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0STCB04 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One branch sits at NO 15 BANASHANKARI 1ST STGE SRINIVASANAGAR BANGALORE 560 050. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22958162 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0STCB04 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE:

• The IFSC is exactly INDB0STCB04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sree Thyagaraja Co Operative Urban Bank Ltd Bsk One are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0STCB04 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0STCB04 for Indusind Bank – SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0STCB04 belongs to Indusind Bank's SREE THYAGARAJA CO OPERATIVE URBAN BANK LTD BSK ONE branch, located at NO 15 BANASHANKARI 1ST STGE SRINIVASANAGAR BANGALORE 560 050 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.