IFSC Code of Indusind Bank, Sree Charan Bank Citymarket Branch, Karnataka

Use this page as a one-stop reference for everything related to Indusind Bank's SREE CHARAN BANK CITYMARKET branch in BANGALORE, KARNATAKA. The branch's IFSC code INDB0SCSC03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indusind Bank's SREE CHARAN BANK CITYMARKET branch, the IFSC INDB0SCSC03 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and SCSC03 identifies this particular branch.

Branch details at a glance

About the bank

Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sree Charan Bank Citymarket branch in Bangalore, Karnataka is part of this network and uses the IFSC code INDB0SCSC03 for all electronic settlement.

Sree Charan Bank Citymarket branch overview

Located at SUBBAMMA KRUPA P R SHASTRY LANE NAGARTHPET CROSS BANGALORE 560 002, the Sree Charan Bank Citymarket branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0SCSC03 is required for all interbank electronic transfers routed through this branch.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SREE CHARAN BANK CITYMARKET of Indusind Bank — its own 11-character IFSC. The code INDB0SCSC03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0SCSC03 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC INDB0SCSC03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0SCSC03 across all three.

NEFT to Indusind Bank, SREE CHARAN BANK CITYMARKET using IFSC INDB0SCSC03

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0SCSC03, and confirm that the system picks up Indusind Bank – SREE CHARAN BANK CITYMARKET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SREE CHARAN BANK CITYMARKET

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SREE CHARAN BANK CITYMARKET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0SCSC03 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank SREE CHARAN BANK CITYMARKET (IFSC INDB0SCSC03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0SCSC03 in your mobile or internet banking app, and the money is credited to the SREE CHARAN BANK CITYMARKET branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sree Charan Bank Citymarket

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0SCSC03:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SREE CHARAN BANK CITYMARKET is still linked to IFSC INDB0SCSC03.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC INDB0SCSC03

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SREE CHARAN BANK CITYMARKET is still mapped to IFSC INDB0SCSC03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0SCSC03 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sree Charan Bank Citymarket branch

Once you have an account at Indusind Bank – SREE CHARAN BANK CITYMARKET, the IFSC INDB0SCSC03 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sree Charan Bank Citymarket branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-22229911.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0SCSC03

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0SCSC03 and the account number together uniquely identify the Sree Charan Bank Citymarket branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Sree Charan Bank Citymarket branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0SCSC03 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC INDB0SCSC03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – SREE CHARAN BANK CITYMARKET, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0SCSC03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sree Charan Bank Citymarket branch

The branch is located at SUBBAMMA KRUPA P R SHASTRY LANE NAGARTHPET CROSS BANGALORE 560 002, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank Sree Charan Bank Citymarket branch” — the verified location pin for IFSC INDB0SCSC03 should appear at the top of the results.
2. Confirm the branch is open by calling 80-22229911 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0SCSC03 and your account number.

Verifying IFSC INDB0SCSC03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0SCSC03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-22229911.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sree Charan Bank Citymarket are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0SCSC03 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: INDB0SCSC03 is the IFSC code of Indusind Bank, SREE CHARAN BANK CITYMARKET branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.