IFSC Code of Indusind Bank, Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH branch in BANGALORE. The 11-digit IFSC INDB0VCB008 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH is INDB0VCB008. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VCB008 map to this branch in BANGALORE, KARNATAKA.

About Indusind Bank

Indusind Bank operates a wide network of branches across India, including the Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0VCB008.

Branch details at a glance

About the Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch

The Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch of Indusind Bank is situated at 173, 13TH B MAIN ROAD, MATHIKERE LAYOUT, BANGALORE - 560054. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0VCB008 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH branch came to be assigned the code INDB0VCB008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0VCB008, money simply cannot be routed to the SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH branch electronically.

Products and account variants supported

Every account opened at the Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch is mapped to IFSC INDB0VCB008 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0VCB008.

Products and services

Customers walking into the Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0VCB008

How to transfer money using IFSC INDB0VCB008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0VCB008 across all three.

How to use IFSC INDB0VCB008 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0VCB008.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC INDB0VCB008

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH, ensure your bank's portal accepts IFSC INDB0VCB008 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Indusind Bank – SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH, use IMPS. With IFSC INDB0VCB008 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0VCB008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH is still linked to IFSC INDB0VCB008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH branch, the IFSC INDB0VCB008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0VCB008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0VCB008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC INDB0VCB008

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0VCB008.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch sits at 173, 13TH B MAIN ROAD, MATHIKERE LAYOUT, BANGALORE - 560054. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0VCB008 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0VCB008 for Indusind Bank – SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sir M Visvesvaraya Co-Operative Bank Limited - Mathikere Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0VCB008, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: INDB0VCB008 is the IFSC code of Indusind Bank, SIR M VISVESVARAYA CO-OPERATIVE BANK LIMITED - MATHIKERE BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.