IFSC Code of Indusind Bank, Padmanabhanagar Bangalore Horamavu Kothanur Branch, Karnataka

If you are searching for the IFSC code of Indusind Bank, PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is INDB0002001. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR branch, and detailed step-by-step guides for using the IFSC INDB0002001 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR is INDB0002001. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002001 map to this branch in BANGALORE, KARNATAKA.

About Indusind Bank

Indusind Bank operates a wide network of branches across India, including the Padmanabhanagar Bangalore Horamavu Kothanur branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0002001.

Branch details at a glance

About the Padmanabhanagar Bangalore Horamavu Kothanur branch

The Padmanabhanagar Bangalore Horamavu Kothanur branch of Indusind Bank is situated at TRIPURA ARCADE M K PUTTALINGAIAH ROAD KADARENAHALLI PADMANABHANAGAR BENGALURU KARNATAKA 560070. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0002001 is used.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR of Indusind Bank — its own 11-character IFSC. The code INDB0002001 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0002001 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Padmanabhanagar Bangalore Horamavu Kothanur branch is mapped to IFSC INDB0002001 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0002001.

Products and services

Customers walking into the Padmanabhanagar Bangalore Horamavu Kothanur branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0002001

How to transfer money using IFSC INDB0002001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002001 across all three.

How to use IFSC INDB0002001 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0002001.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC INDB0002001

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR, ensure your bank's portal accepts IFSC INDB0002001 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Indusind Bank PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR (IFSC INDB0002001)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002001 in your mobile or internet banking app, and the money is credited to the PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0002001 for Indusind Bank – PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Padmanabhanagar Bangalore Horamavu Kothanur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR branch, the IFSC INDB0002001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC INDB0002001

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Padmanabhanagar Bangalore Horamavu Kothanur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0002001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC INDB0002001

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0002001.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Padmanabhanagar Bangalore Horamavu Kothanur branch sits at TRIPURA ARCADE M K PUTTALINGAIAH ROAD KADARENAHALLI PADMANABHANAGAR BENGALURU KARNATAKA 560070. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-26799773 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0002001 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0002001 for Indusind Bank – PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Padmanabhanagar Bangalore Horamavu Kothanur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002001, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0002001 belongs to Indusind Bank's PADMANABHANAGAR BANGALORE HORAMAVU KOTHANUR branch, located at TRIPURA ARCADE M K PUTTALINGAIAH ROAD KADARENAHALLI PADMANABHANAGAR BENGALURU… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.