If you are searching for the IFSC code of Indusind Bank, BANGALORE CITY COOP BANKRTN branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is INDB0BCCB13. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BANGALORE CITY COOP BANKRTN branch, and detailed step-by-step guides for using the IFSC INDB0BCCB13 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's BANGALORE CITY COOP BANKRTN branch, the IFSC INDB0BCCB13 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and BCCB13 identifies this particular branch.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Bangalore City Coop Bankrtn branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0BCCB13.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Bangalore City Coop Bankrtn |
| IFSC Code | INDB0BCCB13 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 38 II MAIN ROAD MANNARAYANAPALYA BANGALORE 560 032 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| Phone | 9060540695 |
About this branch
The branch is located at NO 38 II MAIN ROAD MANNARAYANAPALYA BANGALORE 560 032. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0BCCB13 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANGALORE CITY COOP BANKRTN of Indusind Bank — its own 11-character IFSC. The code INDB0BCCB13 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0BCCB13 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Bangalore City Coop Bankrtn branch
Once you have an account at Indusind Bank – BANGALORE CITY COOP BANKRTN, the IFSC INDB0BCCB13 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bangalore City Coop Bankrtn branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9060540695.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0BCCB13
How to transfer money using IFSC INDB0BCCB13
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0BCCB13 across all three.
NEFT to Indusind Bank, BANGALORE CITY COOP BANKRTN using IFSC INDB0BCCB13
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0BCCB13, and confirm that the system picks up Indusind Bank – BANGALORE CITY COOP BANKRTN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BANGALORE CITY COOP BANKRTN
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BANGALORE CITY COOP BANKRTN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0BCCB13 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – BANGALORE CITY COOP BANKRTN, use IMPS. With IFSC INDB0BCCB13 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0BCCB13 for Indusind Bank – BANGALORE CITY COOP BANKRTN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0BCCB13 | Yes – INDB0BCCB13 | Yes – INDB0BCCB13 |
For most retail customers crediting the Bangalore City Coop Bankrtn branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's BANGALORE CITY COOP BANKRTN branch, the IFSC INDB0BCCB13 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bangalore City Coop Bankrtn branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0BCCB13 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Bangalore City Coop Bankrtn branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0BCCB13 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC INDB0BCCB13
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – BANGALORE CITY COOP BANKRTN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0BCCB13. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bangalore City Coop Bankrtn branch
The branch is located at NO 38 II MAIN ROAD MANNARAYANAPALYA BANGALORE 560 032, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Bangalore City Coop Bankrtn branch” — the verified location pin for IFSC INDB0BCCB13 should appear at the top of the results.
- Confirm the branch is open by calling 9060540695 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0BCCB13 and your account number.
Verifying IFSC INDB0BCCB13 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0BCCB13 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9060540695.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bangalore City Coop Bankrtn are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0BCCB13 continue to work without interruption.
Branch address & contact
Indusind BankBangalore City Coop Bankrtn Branch
NO 38 II MAIN ROAD MANNARAYANAPALYA BANGALORE 560 032
Bangalore, Karnataka
Phone: 9060540695
IFSC: INDB0BCCB13
Frequently asked questions
Can I use IFSC INDB0BCCB13 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0BCCB13 to send funds instantly.
How quickly will an NEFT transfer using INDB0BCCB13 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Bangalore City Coop Bankrtn reflect within 30 minutes.
Does Indusind Bank Bangalore City Coop Bankrtn branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9060540695 to confirm.
How do I add Indusind Bank Bangalore City Coop Bankrtn as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0BCCB13, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0BCCB13 valid for NEFT and RTGS?
Yes. IFSC INDB0BCCB13 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bangalore City Coop Bankrtn branch but serve different purposes.
Final notes
To recap: INDB0BCCB13 is the IFSC code of Indusind Bank, BANGALORE CITY COOP BANKRTN branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


