This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, BALOTRA branch in BALOTRA. The 11-digit IFSC INDB0000744 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the BALOTRA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0000744 is the IFSC of Indusind Bank's BALOTRA branch. The format is fixed: INDB = bank code, 0 = reserved, 000744 = branch identifier.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Balotra |
| IFSC Code | INDB0000744 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLR PLOT NO E 90 A INDUSTRIAL AREA IST PHASE KHER ROAD BALOTRA DIST BARMER 344022 RAJASTHAN |
| City | Balotra |
| District | Barmer |
| State | Rajasthan |
| STD Code | 2988 |
| Phone | 221111 |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Balotra branch in Balotra, Rajasthan is part of this network and uses the IFSC code INDB0000744 for all electronic settlement.
About this branch
The branch is located at GRD FLR PLOT NO E 90 A INDUSTRIAL AREA IST PHASE KHER ROAD BALOTRA DIST BARMER 344022 RAJASTHAN. It serves the Balotra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000744 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALOTRA of Indusind Bank — its own 11-character IFSC. The code INDB0000744 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000744 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0000744
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000744 across all three.
NEFT to Indusind Bank, BALOTRA using IFSC INDB0000744
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000744, and confirm that the system picks up Indusind Bank – BALOTRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BALOTRA
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BALOTRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000744 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – BALOTRA, use IMPS. With IFSC INDB0000744 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000744 for Indusind Bank – BALOTRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000744 | Yes – INDB0000744 | Yes – INDB0000744 |
For most retail customers crediting the Balotra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0000744
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – BALOTRA is still mapped to IFSC INDB0000744. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000744 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Balotra branch is mapped to IFSC INDB0000744 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000744.
Banking services available
The Balotra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2988-221111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000744
MICR & cheque-truncation details
Cheques drawn on the Balotra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000744 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC INDB0000744
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the BALOTRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000744 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC INDB0000744
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – BALOTRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000744. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Balotra branch
The branch is located at GRD FLR PLOT NO E 90 A INDUSTRIAL AREA IST PHASE KHER ROAD BALOTRA DIST BARMER 344022 RAJASTHAN, which puts it inside Balotra, the broader Barmer district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Balotra branch” — the verified location pin for IFSC INDB0000744 should appear at the top of the results.
- Confirm the branch is open by calling 2988-221111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000744 and your account number.
Verifying IFSC INDB0000744 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000744 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2988-221111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Balotra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000744, however, work 24x7.
Branch address & contact
Indusind BankBalotra Branch
GRD FLR PLOT NO E 90 A INDUSTRIAL AREA IST PHASE KHER ROAD BALOTRA DIST BARMER 344022 RAJASTHAN
Balotra, Rajasthan
Phone: 2988-221111
IFSC: INDB0000744
Frequently asked questions
Is IFSC INDB0000744 the same for all accounts at Balotra branch?
Yes. The IFSC INDB0000744 is shared by every account held at Indusind Bank's Balotra branch. Only the account number changes from customer to customer.
Where is Indusind Bank Balotra branch located?
Indusind Bank's Balotra branch is located at GRD FLR PLOT NO E 90 A INDUSTRIAL AREA IST PHASE KHER ROAD BALOTRA DIST BARMER 344022 RAJASTHAN, Balotra, Rajasthan.
What is the phone number of Indusind Bank Balotra branch?
You can reach the branch at 2988-221111 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Balotra branch but serve different purposes.
Does Indusind Bank Balotra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2988-221111 to confirm.
Is IFSC INDB0000744 valid for NEFT and RTGS?
Yes. IFSC INDB0000744 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indusind Bank Balotra branch?
The IFSC code of Indusind Bank, Balotra branch is INDB0000744. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indusind Bank Balotra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000744, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: INDB0000744 is the IFSC code of Indusind Bank, BALOTRA branch, in BALOTRA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
