Use this page as a one-stop reference for everything related to Indusind Bank's ASSANDH branch in ASSANDH, HARYANA. The branch's IFSC code INDB0000454 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's ASSANDH branch, the IFSC INDB0000454 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000454 identifies this particular branch.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Assandh branch — IFSC INDB0000454 — extends the bank's services to customers in and around Assandh, Haryana.
About this branch
The branch is located at OPP. TO GRAIN MARKET, KARNAL ROAD, ASSANDH, DIST KARNAL 132039, HARYANA. It serves the Assandh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000454 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Assandh |
| IFSC Code | INDB0000454 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP. TO GRAIN MARKET, KARNAL ROAD, ASSANDH, DIST KARNAL 132039, HARYANA |
| City | Assandh |
| District | Karnal |
| State | Haryana |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's ASSANDH branch came to be assigned the code INDB0000454.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000454, money simply cannot be routed to the ASSANDH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000454 and the account number together uniquely identify the Assandh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0000454
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000454 across all three.
NEFT to Indusind Bank, ASSANDH using IFSC INDB0000454
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000454, and confirm that the system picks up Indusind Bank – ASSANDH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0000454
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – ASSANDH, ensure your bank's portal accepts IFSC INDB0000454 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – ASSANDH, use IMPS. With IFSC INDB0000454 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Assandh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000454:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ASSANDH is still linked to IFSC INDB0000454.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0000454
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – ASSANDH is still mapped to IFSC INDB0000454. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000454 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Assandh branch is mapped to IFSC INDB0000454 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000454.
Banking services available
The Assandh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000454
Online banking and IFSC INDB0000454
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the ASSANDH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000454 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Assandh branch
The branch is located at OPP. TO GRAIN MARKET, KARNAL ROAD, ASSANDH, DIST KARNAL 132039, HARYANA, which puts it inside Assandh, the broader Karnal district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Assandh branch” — the verified location pin for IFSC INDB0000454 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000454 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – ASSANDH:
- The IFSC is exactly INDB0000454 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and ASSANDH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Assandh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000454, however, work 24x7.
Verifying IFSC INDB0000454 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000454 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankAssandh Branch
OPP. TO GRAIN MARKET, KARNAL ROAD, ASSANDH, DIST KARNAL 132039, HARYANA
Assandh, Haryana
Phone: the branch contact number
IFSC: INDB0000454
Frequently asked questions
How quickly will an NEFT transfer using INDB0000454 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Assandh reflect within 30 minutes.
Where is Indusind Bank Assandh branch located?
Indusind Bank's Assandh branch is located at OPP. TO GRAIN MARKET, KARNAL ROAD, ASSANDH, DIST KARNAL 132039, HARYANA, Assandh, Haryana.
Is IFSC INDB0000454 the same for all accounts at Assandh branch?
Yes. The IFSC INDB0000454 is shared by every account held at Indusind Bank's Assandh branch. Only the account number changes from customer to customer.
Can I use IFSC INDB0000454 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000454 to send funds instantly.
What is the IFSC code of Indusind Bank Assandh branch?
The IFSC code of Indusind Bank, Assandh branch is INDB0000454. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indusind Bank Assandh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Indusind Bank Assandh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000454, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0000454 valid for NEFT and RTGS?
Yes. IFSC INDB0000454 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: INDB0000454 is the IFSC code of Indusind Bank, ASSANDH branch, in ASSANDH, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
