IFSC Code of Indusind Bank, Swamiyar Madam Kodambakkam Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, SWAMIYAR MADAM KODAMBAKKAM branch in ASHOK NAGAR CHENNA. The 11-digit IFSC INDB0001894 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the SWAMIYAR MADAM KODAMBAKKAM location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, INDB0001894 is the IFSC of Indusind Bank's SWAMIYAR MADAM KODAMBAKKAM branch. The format is fixed: INDB = bank code, 0 = reserved, 001894 = branch identifier.

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Swamiyar Madam Kodambakkam branch — IFSC INDB0001894 — extends the bank's services to customers in and around Ashok Nagar Chenna, Tamil Nadu.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR AND BASEMENT NEW DOOR NO 31 4 AVENUE DR AMBEDAKAR MAIN ROAD ASHOK NAGAR CHHENAI. It serves the Ashok Nagar Chenna region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001894 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SWAMIYAR MADAM KODAMBAKKAM branch came to be assigned the code INDB0001894.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001894, money simply cannot be routed to the SWAMIYAR MADAM KODAMBAKKAM branch electronically.

Products and account variants supported

Every account opened at the Swamiyar Madam Kodambakkam branch is mapped to IFSC INDB0001894 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0001894.

Products and services

Customers walking into the Swamiyar Madam Kodambakkam branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0001894

How to transfer money using IFSC INDB0001894

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001894 across all three.

How to use IFSC INDB0001894 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SWAMIYAR MADAM KODAMBAKKAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0001894.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as SWAMIYAR MADAM KODAMBAKKAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SWAMIYAR MADAM KODAMBAKKAM

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SWAMIYAR MADAM KODAMBAKKAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001894 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank SWAMIYAR MADAM KODAMBAKKAM (IFSC INDB0001894)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001894 in your mobile or internet banking app, and the money is credited to the SWAMIYAR MADAM KODAMBAKKAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0001894 for Indusind Bank – SWAMIYAR MADAM KODAMBAKKAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Swamiyar Madam Kodambakkam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SWAMIYAR MADAM KODAMBAKKAM branch, the IFSC INDB0001894 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC INDB0001894

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SWAMIYAR MADAM KODAMBAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001894 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Swamiyar Madam Kodambakkam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001894 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC INDB0001894

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – SWAMIYAR MADAM KODAMBAKKAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0001894.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Swamiyar Madam Kodambakkam branch sits at GROUND FLOOR AND BASEMENT NEW DOOR NO 31 4 AVENUE DR AMBEDAKAR MAIN ROAD ASHOK NAGAR CHHENAI. If you are travelling from outside Ashok Nagar Chenna, search for the branch on a maps application using the bank name and locality, or call 44-4442165928 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001894 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0001894 for Indusind Bank – SWAMIYAR MADAM KODAMBAKKAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Swamiyar Madam Kodambakkam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001894 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0001894 belongs to Indusind Bank's SWAMIYAR MADAM KODAMBAKKAM branch, located at GROUND FLOOR AND BASEMENT NEW DOOR NO 31 4 AVENUE DR AMBEDAKAR MAIN ROAD ASHOK… in ASHOK NAGAR CHENNA, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.