Use this page as a one-stop reference for everything related to Indusind Bank's ALHORAN branch in ALHORAN, PUNJAB. The branch's IFSC code INDB0001308 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's ALHORAN branch, the IFSC INDB0001308 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001308 identifies this particular branch.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Alhoran branch in Alhoran, Punjab is part of this network and uses the IFSC code INDB0001308 for all electronic settlement.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Alhoran |
| IFSC Code | INDB0001308 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRAUND FLOOR KHASRA NUMBER 467 4 2 NUMBER 36 GURUTEG BAHADUR NAGAR ALHORAN |
| City | Alhoran |
| District | Patiala |
| State | Punjab |
| STD Code | 1765 |
| Phone | 1765224349 |
Alhoran branch overview
Located at GRAUND FLOOR KHASRA NUMBER 467 4 2 NUMBER 36 GURUTEG BAHADUR NAGAR ALHORAN, the Alhoran branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001308 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's ALHORAN branch came to be assigned the code INDB0001308.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001308, money simply cannot be routed to the ALHORAN branch electronically.
Products and account variants supported
Every account opened at the Alhoran branch is mapped to IFSC INDB0001308 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001308.
Banking services available
The Alhoran branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1765-1765224349.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001308
How to transfer money using IFSC INDB0001308
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001308 across all three.
How to use IFSC INDB0001308 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's ALHORAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001308.
- Confirm the bank name auto-populates as Indusind Bank and the branch as ALHORAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001308
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – ALHORAN, ensure your bank's portal accepts IFSC INDB0001308 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – ALHORAN, use IMPS. With IFSC INDB0001308 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001308 for Indusind Bank – ALHORAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001308 | Yes – INDB0001308 | Yes – INDB0001308 |
For most retail customers crediting the Alhoran branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001308
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – ALHORAN is still mapped to IFSC INDB0001308. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001308 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0001308
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the ALHORAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001308 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Alhoran branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001308 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC INDB0001308
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – ALHORAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001308. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Alhoran branch sits at GRAUND FLOOR KHASRA NUMBER 467 4 2 NUMBER 36 GURUTEG BAHADUR NAGAR ALHORAN. If you are travelling from outside Alhoran, search for the branch on a maps application using the bank name and locality, or call 1765-1765224349 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001308 and your account number.
Verifying IFSC INDB0001308 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001308 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1765-1765224349.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Alhoran branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001308, however, work 24x7.
Branch address & contact
Indusind BankAlhoran Branch
GRAUND FLOOR KHASRA NUMBER 467 4 2 NUMBER 36 GURUTEG BAHADUR NAGAR ALHORAN
Alhoran, Punjab
Phone: 1765-1765224349
IFSC: INDB0001308
Frequently asked questions
Is IFSC INDB0001308 valid for NEFT and RTGS?
Yes. IFSC INDB0001308 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indusind Bank Alhoran branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1765-1765224349 to confirm.
What is the phone number of Indusind Bank Alhoran branch?
You can reach the branch at 1765-1765224349 during regular banking hours.
How do I add Indusind Bank Alhoran as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001308, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indusind Bank Alhoran branch located?
Indusind Bank's Alhoran branch is located at GRAUND FLOOR KHASRA NUMBER 467 4 2 NUMBER 36 GURUTEG BAHADUR NAGAR ALHORAN, Alhoran, Punjab.
Can I use IFSC INDB0001308 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001308 to send funds instantly.
What is the IFSC code of Indusind Bank Alhoran branch?
The IFSC code of Indusind Bank, Alhoran branch is INDB0001308. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0001308 the same for all accounts at Alhoran branch?
Yes. The IFSC INDB0001308 is shared by every account held at Indusind Bank's Alhoran branch. Only the account number changes from customer to customer.
Summary
The IFSC code INDB0001308 belongs to Indusind Bank's ALHORAN branch, located at GRAUND FLOOR KHASRA NUMBER 467 4 2 NUMBER 36 GURUTEG BAHADUR NAGAR ALHORAN in ALHORAN, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
