If you are searching for the IFSC code of Indusind Bank, ALAMGANJ branch in ALAMGANJ, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is INDB0000395. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ALAMGANJ branch, and detailed step-by-step guides for using the IFSC INDB0000395 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's ALAMGANJ branch, the IFSC INDB0000395 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000395 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Alamganj |
| IFSC Code | INDB0000395 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR 359, NETAJI SARANI,ALAMGUNJ ROAD, NUTANGUNJ PO, BURDHWAR DIST- 713 102, WB |
| City | Alamganj |
| District | Barddhaman |
| State | West Bengal |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Alamganj branch in Alamganj, West Bengal is part of this network and uses the IFSC code INDB0000395 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR 359, NETAJI SARANI,ALAMGUNJ ROAD, NUTANGUNJ PO, BURDHWAR DIST- 713 102, WB. It serves the Alamganj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000395 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALAMGANJ of Indusind Bank — its own 11-character IFSC. The code INDB0000395 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000395 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0000395
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000395 across all three.
NEFT to Indusind Bank, ALAMGANJ using IFSC INDB0000395
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000395, and confirm that the system picks up Indusind Bank – ALAMGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0000395
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – ALAMGANJ, ensure your bank's portal accepts IFSC INDB0000395 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – ALAMGANJ, use IMPS. With IFSC INDB0000395 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000395 for Indusind Bank – ALAMGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000395 | Yes – INDB0000395 | Yes – INDB0000395 |
For most retail customers crediting the Alamganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0000395
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – ALAMGANJ is still mapped to IFSC INDB0000395. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000395 and the beneficiary's account number to complete the transfer.
Account types you can open at the Alamganj branch
Once you have an account at Indusind Bank – ALAMGANJ, the IFSC INDB0000395 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Alamganj branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000395
MICR & cheque-truncation details
Cheques drawn on the Alamganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000395 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Alamganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000395 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – ALAMGANJ:
- The IFSC is exactly INDB0000395 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and ALAMGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Alamganj branch
The branch is located at GROUND FLOOR 359, NETAJI SARANI,ALAMGUNJ ROAD, NUTANGUNJ PO, BURDHWAR DIST- 713 102, WB, which puts it inside Alamganj, the broader Barddhaman district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Alamganj branch” — the verified location pin for IFSC INDB0000395 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000395 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000395 for Indusind Bank – ALAMGANJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Alamganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000395 continue to work without interruption.
Branch address & contact
Indusind BankAlamganj Branch
GROUND FLOOR 359, NETAJI SARANI,ALAMGUNJ ROAD, NUTANGUNJ PO, BURDHWAR DIST- 713 102, WB
Alamganj, West Bengal
Phone: the branch contact number
IFSC: INDB0000395
Frequently asked questions
Does Indusind Bank Alamganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is Indusind Bank Alamganj branch located?
Indusind Bank's Alamganj branch is located at GROUND FLOOR 359, NETAJI SARANI,ALAMGUNJ ROAD, NUTANGUNJ PO, BURDHWAR DIST- 713 102, WB, Alamganj, West Bengal.
How quickly will an NEFT transfer using INDB0000395 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Alamganj reflect within 30 minutes.
What is the phone number of Indusind Bank Alamganj branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC INDB0000395 valid for NEFT and RTGS?
Yes. IFSC INDB0000395 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indusind Bank Alamganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000395, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code INDB0000395 belongs to Indusind Bank's ALAMGANJ branch, located at GROUND FLOOR 359, NETAJI SARANI,ALAMGUNJ ROAD, NUTANGUNJ PO, BURDHWAR DIST-… in ALAMGANJ, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
