If you are searching for the IFSC code of Indusind Bank, VATVA branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is INDB0001030. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VATVA branch, and detailed step-by-step guides for using the IFSC INDB0001030 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – VATVA is INDB0001030. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001030 map to this branch in AHMEDABAD, GUJARAT.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Vatva |
| IFSC Code | INDB0001030 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOP NOS 1 TO 4 SANKESHWAR INDUSTRIAL PARK PLOT NO 22PHASE I GIDC VATVA |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 79 |
| Phone | 29704472 |
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Vatva branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001030.
About this branch
The branch is located at GROUND FLOOR SHOP NOS 1 TO 4 SANKESHWAR INDUSTRIAL PARK PLOT NO 22PHASE I GIDC VATVA. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001030 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VATVA of Indusind Bank — its own 11-character IFSC. The code INDB0001030 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001030 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0001030
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001030 across all three.
How to use IFSC INDB0001030 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's VATVA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001030.
- Confirm the bank name auto-populates as Indusind Bank and the branch as VATVA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001030
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – VATVA, ensure your bank's portal accepts IFSC INDB0001030 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank VATVA (IFSC INDB0001030)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001030 in your mobile or internet banking app, and the money is credited to the VATVA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001030 for Indusind Bank – VATVA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001030 | Yes – INDB0001030 | Yes – INDB0001030 |
For most retail customers crediting the Vatva branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001030
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – VATVA is still mapped to IFSC INDB0001030. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001030 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vatva branch
Once you have an account at Indusind Bank – VATVA, the IFSC INDB0001030 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vatva branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-29704472.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001030
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001030 and the account number together uniquely identify the Vatva branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0001030
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the VATVA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001030 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – VATVA:
- The IFSC is exactly INDB0001030 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and VATVA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vatva branch
The branch is located at GROUND FLOOR SHOP NOS 1 TO 4 SANKESHWAR INDUSTRIAL PARK PLOT NO 22PHASE I GIDC VATVA, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Vatva branch” — the verified location pin for IFSC INDB0001030 should appear at the top of the results.
- Confirm the branch is open by calling 79-29704472 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001030 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001030 for Indusind Bank – VATVA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vatva branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001030, however, work 24x7.
Branch address & contact
Indusind BankVatva Branch
GROUND FLOOR SHOP NOS 1 TO 4 SANKESHWAR INDUSTRIAL PARK PLOT NO 22PHASE I GIDC VATVA
Ahmedabad, Gujarat
Phone: 79-29704472
IFSC: INDB0001030
Frequently asked questions
Can I use IFSC INDB0001030 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001030 to send funds instantly.
Where is Indusind Bank Vatva branch located?
Indusind Bank's Vatva branch is located at GROUND FLOOR SHOP NOS 1 TO 4 SANKESHWAR INDUSTRIAL PARK PLOT NO 22PHASE I GIDC VATVA, Ahmedabad, Gujarat.
Does Indusind Bank Vatva branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 79-29704472 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vatva branch but serve different purposes.
How quickly will an NEFT transfer using INDB0001030 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Vatva reflect within 30 minutes.
What is the phone number of Indusind Bank Vatva branch?
You can reach the branch at 79-29704472 during regular banking hours.
Is IFSC INDB0001030 the same for all accounts at Vatva branch?
Yes. The IFSC INDB0001030 is shared by every account held at Indusind Bank's Vatva branch. Only the account number changes from customer to customer.
Summary
The IFSC code INDB0001030 belongs to Indusind Bank's VATVA branch, located at GROUND FLOOR SHOP NOS 1 TO 4 SANKESHWAR INDUSTRIAL PARK PLOT NO 22PHASE I GIDC… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
