This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, GURUKUL branch in AHMEDABAD. The 11-digit IFSC INDB0001098 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the GURUKUL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001098 is the IFSC of Indusind Bank's GURUKUL branch. The format is fixed: INDB = bank code, 0 = reserved, 001098 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurukul branch — IFSC INDB0001098 — extends the bank's services to customers in and around Ahmedabad, Gujarat.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Gurukul |
| IFSC Code | INDB0001098 |
| MICR Code | Refer to cheque leaf |
| Branch Address | YASH ARIAN GROUND FLR SHOP NO 9 10 SWAMI VIVEKANAND CHOWK NR SUBHASH CHOWK GURUKUL MEMNAGAR AHMEDABAD 380052 |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Phone | 9033002175 |
About this branch
The branch is located at YASH ARIAN GROUND FLR SHOP NO 9 10 SWAMI VIVEKANAND CHOWK NR SUBHASH CHOWK GURUKUL MEMNAGAR AHMEDABAD 380052. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001098 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's GURUKUL branch came to be assigned the code INDB0001098.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001098, money simply cannot be routed to the GURUKUL branch electronically.
Account types you can open at the Gurukul branch
Once you have an account at Indusind Bank – GURUKUL, the IFSC INDB0001098 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gurukul branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9033002175.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001098
How to transfer money using IFSC INDB0001098
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001098 across all three.
NEFT to Indusind Bank, GURUKUL using IFSC INDB0001098
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001098, and confirm that the system picks up Indusind Bank – GURUKUL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001098
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – GURUKUL, ensure your bank's portal accepts IFSC INDB0001098 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank GURUKUL (IFSC INDB0001098)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001098 in your mobile or internet banking app, and the money is credited to the GURUKUL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001098 for Indusind Bank – GURUKUL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001098 | Yes – INDB0001098 | Yes – INDB0001098 |
For most retail customers crediting the Gurukul branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001098
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – GURUKUL is still mapped to IFSC INDB0001098. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001098 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0001098
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the GURUKUL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001098 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gurukul branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001098 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC INDB0001098
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – GURUKUL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001098. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gurukul branch sits at YASH ARIAN GROUND FLR SHOP NO 9 10 SWAMI VIVEKANAND CHOWK NR SUBHASH CHOWK GURUKUL MEMNAGAR AHMEDABAD 380052. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 9033002175 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001098 and your account number.
Verifying IFSC INDB0001098 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001098 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9033002175.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurukul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001098, however, work 24x7.
Branch address & contact
Indusind BankGurukul Branch
YASH ARIAN GROUND FLR SHOP NO 9 10 SWAMI VIVEKANAND CHOWK NR SUBHASH CHOWK GURUKUL MEMNAGAR AHMEDABAD 380052
Ahmedabad, Gujarat
Phone: 9033002175
IFSC: INDB0001098
Frequently asked questions
What is the IFSC code of Indusind Bank Gurukul branch?
The IFSC code of Indusind Bank, Gurukul branch is INDB0001098. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indusind Bank Gurukul as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001098, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001098 valid for NEFT and RTGS?
Yes. IFSC INDB0001098 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indusind Bank Gurukul branch located?
Indusind Bank's Gurukul branch is located at YASH ARIAN GROUND FLR SHOP NO 9 10 SWAMI VIVEKANAND CHOWK NR SUBHASH CHOWK GURUKUL MEMNAGAR AHMEDABAD 380052, Ahmedabad, Gujarat.
Is IFSC INDB0001098 the same for all accounts at Gurukul branch?
Yes. The IFSC INDB0001098 is shared by every account held at Indusind Bank's Gurukul branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gurukul branch but serve different purposes.
How quickly will an NEFT transfer using INDB0001098 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Gurukul reflect within 30 minutes.
Final notes
To recap: INDB0001098 is the IFSC code of Indusind Bank, GURUKUL branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
